Also this year, the 2013 survey on Savings and the financial choices of Italians, promoted by Intesa Sanpaolo and the Einaudi Center, confirms that the saving vocation of Italian families has decreased over the years. In part this is due to the gradual emulation of the consumption and saving model of other European countries.
The sample, submitted to a Doxa survey between January and February 2013 and made up of 1044 heads of households, bank and/or postal account holders, can be classified as follows: 34% (just over a third of the sample) do not save by choice or because of no need to save; for 66% (two out of three interviewees), on the contrary, saving is still a real necessity or at least a fundamental objective.
Nonetheless, in 2012 saving was the prerogative of only 39% of those interviewed, a share not unlike that of recent years, but lower both than ten years ago and the percentage of those who would like to save and are unable to.
Indeed, the 2013 survey is the result of the crisis that has weighed heavily on families in recent years. Of the many aspects of the crisis, two in particular have affected Italian households: first of all, the decline in current incomes and those expected at the time of retirement, then, the trend of portfolios, ie real and financial assets held.
In any case, as regards both profiles, incomes and portfolios, the survey reveals the glimmers of a possible recovery.
Furthermore, the report, focused in particular on women, has made it possible to reconstruct some specific features of the female universe, first of all the noted greater economic fragility.
Attachments: Einaudi Research Summary.pdf
