Generali has launched a new one insurance solution of investment called “Future Value”. A tool "that allows Italian savers to seize the opportunities offered by financial markets, protecting their capital from inflation in a scenario characterized by high liquidity. Today, in fact, in Italy people continue to hold liquidity in current accounts for over 1.500 billion of euros and 81% of them declare capital protection as the primary objective for the choice of investments", explains Il Leone in a note
How “Future Value” Works
This is an investment insurance solution whole life single premium which allows you to create value in the medium-long term through investing in stock markets with the protection offered by the Separate Management to counter inflation and liquidity costs, while maintaining high performance.
Gian Carlo Bosser, Chief Life Officer and Marco Oddone, Chief Marketing & Distribution Officer of Generali Italia, stated: “Generali, in addition to being the leading insurance company in Italy, boasts solid experience in managed savings, holding 775 billion euros in assets: we want to make our expertise, and that of our unique and distinctive Network, available to allow people to give the value they desire to their investment and to the protection of their future. “Valore Futuro” is the result of careful planning that has set itself the goal of combining profitability, protection and solidity in a single solution, without sacrificing returns, to be a Lifetime Partner for savers in Italy”.
The financial structure of “Valore Futuro”
The investment insurance solution multi-branch (branch I and branch III) or hybrid with single premium, is divided into two invested components, one in Gesav Separate Management and the other in the Multi-compartment line of OICR Multi Global Plus, combined with a capital protection logic with consolidation mechanisms linked to the time elapsed. With the new “Future Value” the branch III component can be even more marked to enhance the investment and create performance in the medium/long term.
“Valore Futuro” adopts a management style aimed at maturing, starting from the end of the target period chosen by the client, an insured capital in Separate Management at least equal to the premium paid net of costs, protecting the investment capital.
