Request payment for a good or service, digitally and in real time: it will be possible to do so with American Express e Mastercard. The two companies have announced that they are working together on the Italian launch of the solution.”request to pay” to digitize payments. The buyer who receives the request on his mobile or web device can choose whether to accept it and thus proceed with the payment, guaranteeing consumers control and flexibility in managing expenses.
The solution is applicable in various business areas and occasions of use, responding to the needs of consumers: from online payments to recurring invoices o bills and taxes, passing through the exchange of funds between people.
Buyers, explains a note, can benefit from a single point of access for viewing and executing their payments with flexibility and in a few clicks through thePostePay app. The solution also allows you to directly consult a unified history of expenses, in digital format, to always keep them under control.
Digitizing payments: the benefits of Request to Pay
For creditors and business and commercial owners, RTP simplifies collection management by making incoming flows and payment management more efficient. According to one research conducted by Mastercard, 75% of companies and merchants interviewed hope and welcome a greater digitization.
“The partnership with Mastercard - he has declared Marcus of Syracuse, Chief Executive Officer of American Express Spa – is part of the digital development process of Poste Italiane to seize new market opportunities and contributes to changing consumer habits by improving the payment and collection experience. An innovative solution that will make it possible to expand the PostePay ecosystem with integrated services for the benefit of all our customers, with the opportunity to extend the offer even beyond national borders".
“By launching 'Request to Pay' in Italy, we are confident that the solution will not only benefit consumers by offering them greater control, flexibility and security, but will also provide a more efficient and convenient way for sellers to guarantee a level of assistance service, significantly improving the digitization of businesses,” he added Mark Barnett, president of Mastercard Europe.
