The Federal Deposit Insurance Corporation (FDIC) has authorized Ford and GM to create industrial banks to offer savings accounts and auto loans. The move reignites the dispute with traditional banks, which criticize the entry of…
For Klarna, 99 million losses in the first quarter of 2025: customers are no longer able to repay their loans. A growing and worrying phenomenon in the USA. The issue of the listing on Wall Street
Italians are increasingly using consumer credit in a conscious way to manage planned expenses, thanks to digitalization. Attention to debt sustainability and financial education is growing
Europe's largest bank by assets has issued a stark warning of how the global fallout from Trump's tariff measures could hurt lenders, dampening loan demand and business sentiment.
In October, loans to businesses fell by 3,1% annually, while the average APR of mortgages fell to 3,74%. Survey on current accounts: expenses down for the first time after seven increases
The cost of mortgages will become "lighter" after the third rate cut by the ECB. Here's what changes for families: savings and simulations also on cars and appliances purchased in installments. And for government bonds?
The bank specializing in real estate loans and mortgages has announced a surprise capital increase of 228 million dollars, with the support of an Abu Dhabi sovereign wealth fund. Fitch had already shined a light on the real estate sector…
The loan has been structured as a "Sustainability Linked" product, meaning that the interest rate and other costs will depend on the achievement of specific sustainability-related goals
According to Bank of Italy, companies prefer to self-finance due to lower investments and high rates. Requests for family mortgages are also falling, while requests for consumer credit are growing
Intesa Sanpaolo is thinking of a subrogation discount. Mortgages are also arriving for the real estate Scrooges
According to Bank of Italy, after 24 months of consecutive increases and after reaching the highest level of the last 15 years in November, last December mortgage rates for families fell to 4,82% against 4,92 in the month...
Assifact data: "The new rules on the settlement and write-off of the commercial debts of the regions in deficit are seriously unfair"
Another piece of the Chinese real estate puzzle is creaking. But Chinese stock markets remain positive, while the government goes back on its decisions to be able to support the sector which is worth 28% of the country's GDP
The record number of non-performing loans concerns all Italian regions. The government is working on a measure that does not satisfy the markets. Criticism from dating agencies.
From the survey conducted by Facile.it and Prestiti.it, the request to merge various debts has grown. The demand for loans for holidays and health care is growing, those for weddings are decreasing
The tightening is at the highest level since the euro area sovereign debt crisis in 2011 and is expected to remain at high levels in the coming months as well
Since 2020, inflation has failed to stimulate business investment. The variables that will influence insolvencies this year are GDP and financing conditions
The securitization of consumer loans will support the investments and working capital needs of small and medium-sized enterprises and Italian MidCap companies.
For the ecological transition, the money between loans and financing will go to the public bodies of the 27 EU states. The connection with the national territorial plans
A loan dedicated to university students and Experis master's students that does not require any guarantee and can be repaid over a period of up to 30 years
The initiative expands the agreement signed in September 2021 which had already activated resources for five billion euros - In all, the goal is to help 90 small and medium-sized businesses
The increase in prices will weigh on loans to individuals and on the demand for mortgages, with a possible general reduction in consumption and investment capacity. This is what emerges from the EY
According to the CPI Observatory, the measures to support corporate liquidity have reduced bankruptcies by 13% in 2 years - At the same time, however, deposits have soared by 42%
The reduction compared to the 2015 peak is as much as 81,3% - The growth trend of loans to businesses and households confirmed - Mortgage rates down
The personal loan is a flexible and convenient credit instrument for carrying out one's projects without constraints. Stipulating one online eliminates bureaucracy and speeds up the time for disbursement of the sum. Here is all the information you need
The loan has a duration of 11 years and will be used to finance a new plant that will allow Duferco to implement cutting-edge production processes at the Brescia site, in the name of sustainability
A rule included in the budget maneuver extends the maturity of loans by a third up to 30 thousand euros with 100% state guarantee - Those who have already obtained the credit will be able to request an extension to pay a higher installment…
The "per Merito" loan, initially launched for university students, is now being extended to the younger ones: a loan without guarantees, with long repayment times and low interest rates.
The total amount of the two loans contracted with Intesa Sanpaolo and Mediobanca will be equal to 150 million - Stock rises in Piazza Affari
The credit line, disbursed by Intesa Sanpaolo, is worth 200 million and has a two-year maturity - The interest rate is linked to Terna's performance in relation to a series of environmental, social and governance indicators
According to a survey on bank lending conducted by Bank of Italy, banks have tightened the supply policies applied to household mortgages, parallel requests are increasing - More convenient terms and conditions for business loans
The bank launches a new micro loan for families who need to buy hardware and software to allow their children to study remotely - Here are all the features
The transaction took place with the support of Cassa Depositi e Prestiti and Unicredit - The instrument subscribed has a pricing mechanism linked to the achievement of specific sustainability targets - The cases of Moncler, Prada and Enel
The transaction involves an unsecured loan of 50 million with a 6-year maturity and is part of the Garante Italia program of Sace
Two portfolios of loans of 500 million euro to be disbursed to SMEs and Mid Caps by November 2021 - 20% of funds to companies most at risk
The institute has granted 50 loans 100% guaranteed by the Guarantee Fund for SMEs. The total amount allocated to SMEs rises to 10 billion, adding the disbursements already made and those in the process of being approved
According to Bankitalia, after the record reduction in the first half, GDP could expand again in the second, especially with effective use of EU instruments
After the go-ahead from the Court of Auditors and the MEF for the Sace guarantee, FCA signed the credit line with Intesa Sanpaolo - The resources will also be used for the Renegade and Compass hybrid in Termoli
The Organization of Agents and Mediators (OAM) launches an anti-fraud campaign. And invites young people to the profession - Here's how to defend yourself against fake mediators
Hearing of the Bank of Italy: between 15 and 29 May the disbursement percentage rose from 33 to 61%. However, the Supervisory Authority warns: "There is still sand in the gears and new slowdowns could occur after the conversion of the decree…
Assopopolari announces that the institutions have given the green light to 65% of applications for 100% guaranteed loans under 25 thousand euros - De Lucia Lumeno: "Liquidity in quick and certain times"
Mise and Mediocredito Centrale let it be known that applications have exceeded 500 thousand - Most concern loans of up to 25 thousand euros - Unicredit has disbursed over one billion - The Bank has also signed an agreement with Tim…
The EIB will finance the "Business Platform" used by CDP to finance SMEs and MidCaps - The loans will be long-term and with advantageous rates - Here's who can access and for what purposes the resources can be used
Anti-money laundering obligations maintained - No other checks by banks - Here is what must be indicated in the self-declaration
100 thousand are the requests for moratoriums, suspension of installments and loans. The total amount of suspended capital is equal to 2 billion euros. Castagna: "We are well advanced on the famous state-guaranteed loan disbursements"
No prejudices about state guarantees on loans to groups that have tax offices abroad such as FCA, provided that the company ensures the realization of investments in Italy and provided that state guarantees are given to the entire automotive supply chain, especially components
Ghizzoni, Bossi, Lucciola and Condulmari set up a newco in Milan to manage a new platform for online loans to SMEs
The new loans, signed with a pool of banks, have a duration of up to 24 months and allow Leonardo to bring total liquidity above 5 billion euros
The Mef reveals that, of the total amount, 450 million refer to loans of up to 25 thousand euros, accessible for less than a week from the date of the survey
According to Bank of Italy, insolvencies "could even exceed those of the two-year period 2012-2013, when they approached 10%" - The consequences will be "significant" for public coffers and for companies, which will not be able to invest - But Via Nazionale also suggests a …
From 20 April, SMEs and the self-employed can apply for loans with a 100% public guarantee - Banks warn: "Don't go to the branch, it can be done by phone or email" - Sace-Abi agreement reached on loans to large companies
As required by the Liquidity decree, the Ministry of Economic Development has published the form to request the complete state guarantee on bank loans up to 25 thousand euros - However, there are technical problems
The two measures to support liquidity in times of coronavirus are promoted by a task force that includes Mef, Banca d'Italia, Abi, Mediocredito centrale, Mise and Sace Simest
The Government has finalized the scheme of the Liquidity Decree, which will guarantee credits with a maturity of up to 6 years - School: two hypotheses for the Maturità exams
This was revealed by the Bank of Italy in its latest monthly bulletin, specifying that the average on the market has reached 1,78%, from 1,76% in December
The two institutions are making 200 million each available for credit lines aimed at supporting the digital transformation and innovation of SMEs
The competition commissioner fined the company for unfair commercial practices: it required the underwriting of insurance policies not related to loans
The decree that unlocks a new loan for consideration has been approved by the Council of Ministers - The maximum time for the sale procedure has been postponed to 31 May 2020
The loan will be used to support investments in the electricity grid - Two tranches are planned: the first in June 2020 with a rate of 0,717%, the second in March 2021 subject to a rate of 0,78%:
The objective of the operation is to facilitate the multi-year strategic plan of the group called "Deliver 2022"
The credit intermediation business on the web is also growing in Italy. Fast loans, good returns, technological innovation. A way to diversify investments, but with caution.
It will be a company active in the consumer credit market - It will deal with mortgages exceeding 80% of the value of the property, salary-backed loans and loans - Lorenzo Montanari CEO and CEO
A loan of up to 5 euros a year, with a lower than normal interest rate. for all students residing in Italy - Here's how it works and how to apply for the loan - the CEO of Intesa, Carlo Messina: "Convinced that in Italy we must…
The Apulian institute has proposed a series of extraordinary measures aimed at "winning back" its shareholders who have long been struggling with the difficulty of selling their shares
According to the ABI, in November the average rate rose for the second consecutive month, but the trend "doesn't give cause for concern" - In bank balance sheets, net non-performing loans fall below 40 billion (-57% from the 2015 peak), but the loans…
The new ABI report estimates net non-performing loans in July at 40,1 billion, a sharp decrease on the previous month and on 2015, the year in which they reached their maximum level at 88,8 billion. Growing mortgage market…
According to the latest data from the Bank of Italy, in 2017 appeals increased by 42%, reaching 30.644, also thanks to the opening of new branches in Bari, Bologna, Palermo and Turin - Here's what you need to know about things…
The suspicion is that Agos Ducato and Findomestic Banca have subordinated consumer credit to the signing of policies that had nothing to do with loans - Authority officials conducted inspections at the companies' offices together…
The rate on loans to households for home mortgages settled at 1,9% in March (1,91% the previous month and 5,72% at the end of 2007). Of the total new mortgages, the Italian Banking Association notes, almost two thirds are…
The loan to the agri-food company is only the latest in a long series: since 2017 Cassa Depositi e Prestiti has mobilized almost 2 billion in total in favor of more than 900 Italian companies for production innovation.
In the "Banks and money: national series" Bulletin, the Bank of Italy indicates that loans to individuals were down slightly in February compared to the previous month, but non-performing loans continued to decrease: -10,8% in February - Rates Of…
According to the ABI report, net non-performing loans fell by 27,5 billion in 13 months - The average rate on mortgages fell to 1,89%, against 1,92% in January, and 5,72 % at the end of 2007. Two-thirds of new mortgages,…
This was announced by the ABI in its monthly report - In December 2016, their amount was equal to 86,8 billion euros. In the same month of the following year, the balance decreased to 64,4 billion euros - Well also…
FOCUS BNL - The improvement in the labor market and income growth have given new impetus to individual consumption, which has recovered what it had lost during the crisis and is the main engine of economic growth in the Eurozone - The expansion…
According to data from the PrestitiOnline.it Observatory (attached in PDF), most of the loans are disbursed to the age group between 36 and 45 years, with an average income between 20 and 30 thousand euros - Here are the…
According to data published by the banking association and updated to 30 September, loans to customers exceed funding by 44 billion - Loans to households and businesses are up, for the seventh consecutive month, by over 1% -…
China's central bank has asked national banks to fully implement UN sanctions against North Korea in a document, warning of economic and reputational risks in the event of…
The London company active in the sector of home loans to subprime customers yesterday lost 70% on the FTSE 100 - Second profit warning launched in two months, CEO Crook resigns with immediate effect - The…
The unauthorized access took place through a commercial partner and involved around 400 customers in Italy. Only personal loans are targeted. However, personal data and Iban codes may have been acquired. Stock falling in Piazza Affari.
Compared to May 2016, net non-performing loans decreased by approximately 8,5 billion (-10%) - In June, bank loans to households and businesses increased by 1,5% on an annual basis, continuing the positive trend that began in February 2016.
In January, loans to households grew by 2,2 percent and those to non-financial companies by 0,9 percent - The growth rate of non-performing loans was 4% over the year, against 5,6% in…
The recovery of the mortgage market also continues, +1,9% on an annual basis at the end of 2016 - The average rate on total loans is at an all-time low of 2,85% - Net non-performing loans at the end of 2016 show a reduction of…
FOCUS BNL - In the Eurozone, the diversification of external sources of financing is increasing: corporate bonds, investment funds, insurance companies, pension funds and self-financing - In Italy, SMEs bet on minibonds, on the Aim Italia of Piazza Affari and on the Fondo…
Bank of Italy survey on regional economies: check up on loans to businesses and households and on deposits
The increase in loans to households also continued in October (+1,6%) - Overall, loans to the private sector recorded an annual growth of 1,0% (compared to +0,9% in September) .
FinecoBank returns to the mortgage market in order to complete its range of services - The new line of credit with revolving pledge will allow customers to modify the instruments granted as collateral, while personal loans can be approved and…
On the basis of the latest official data, the recovery of the mortgage market is also confirmed - Deposits (in current accounts, certificates of deposit, repurchase agreements) increased, at the end of October 2016, by over 32 billion euros compared…
According to the latest ABI surveys, rates on home loans are growing slightly - Loans are not taking off, while net non-performing loans rise to 84,9 billion.
Younited Credit has compiled a list of 10 points to better direct users who wish to apply for a loan on the web. The "classic" mistakes: not making sure you meet the requirements and not checking for any hidden costs
INTERVIEW WITH MARIO GIORDANO, CEO of IBL - "We are unique in the banking panorama: we are leaders in salary or pension-backed loans, we have growing revenues and profits and above all we do not have impaired loans. We have renounced the…
The statistical bulletin of the Bank of Italy for July signals the slowdown in the growth of non-performing loans compared to the previous month - Increase in loans to the private sector: +0,4% on year, driven by the 1,4% increase in loans to families.
"A decrease of about 20 basis points in the interest rates applied by banks to new loans to the private sector". This is the estimate of the Bank of Italy based on savings on funding that credit institutions will have with…
However, the net figure is 84,94 billion in May - Funding slows down, while bank loans to Italian businesses are starting to grow again and those to households continue to accelerate - Mortgage rates are increasingly declining
The Crif barometer shows an increase of 8,4% in the first half. In June, loan applications grew by 6,5% on an annual basis - "An extremely comforting figure after the increase recorded in 2015" - "The recovery is favored by the improvement…
Furthermore, according to the latest bulletin in via Nazionale, it is slowing down the fall in loans to the private sector - Funding +3,6% in January, but bonds are still down (-16,5%) - Rates on loans to households and businesses in slight ascent.
Bank of Italy fines 27 former top managers of Etruria for 2,2 million - Antitrust targets a number of banks, the Raiffeisen Cooperative Federation and the Trentino Federation of Cooperation: the accusations concern two separate anti-competitive agreements on mortgage rates …
In November, loans to households grew by 0,8% over the year, while those to non-financial companies increased by 0,2% for the first time since April 2012 - Bad debts over the 200 billion gross wall.
BANKITALIA MONTHLY REPORT - In October, the annual growth rate of non-performing loans fell to 10,9% - Loans to households grew by 0,6%, but overall credit to the private sector fell by 0,5% - They are down …
Maurizio Sella, founder of the social lending company Smartika, takes stock of the growth of peer-to-peer credit: "Great potential, but more lenders are needed: Internet penetration in homes and word of mouth are important" - P2P worldwide And…
In September, credit to households rose by 0,4% over the year, while that to non-financial companies fell by 0,9% - Rates on mortgages and new credit disbursements decreased - The growth of bank non-performing loans slowed down.
