In 2025 prize collection overall of the insurance sector reached 182 billion euros, marking a growth of 7,8%. These are some of the data presented by the President of Ania, Giovanni Liverani, during the association's assembly in Rome, explaining that this is "an increase that sees the P&C sector grow by 6,5% and the Life sector confirm its growth trajectory of over 8%." In 2025, the sector paid out €42 billion, of which €27 billion to compensate the more than 18 million injured customers and €15 billion for life insurance policies.
Liverani: No more retroactive taxes, BTP custodians' role at risk
Insurance is not “a wealth of resources” which can be drawn upon for all public finance needs, the risk is to weaken their role as buyers and custodians of Italian public debtLiverani, from the stage of the annual assembly, speaks clearly to an audience that includes, among others, the two vice-presidents of the Council, Antonio Tajani e Matteo Salvini in addition to the President of the Senate Ignazio La Russa"I hope we don't find ourselves, again this year, in October, talking about retroactive taxes, anomalous levies, and extraordinary contributions to the budget law."
The sector, Liverani recalls, "is solid, growing and profitable for its investors but The solidity I have just described should not be taken for granted or, worse, a reservoir of resources to be drawn upon regularly in times of public finance complexity.“. The risk, adds the head of Ania, is to “drastically reduce our ability to contribute to solving gigantic socioeconomic problems of our country and essentially also weaken our role as major purchasers and custodians of national public debt".
Liverani who had already unsuccessfully invited in 2025 to Don't consider insurance companies as "safes" from which to withdraw moneyThis year, the President of the Italian Republic launches a direct appeal to politicians, addressing in particular the members of the government and parliamentarians present at the assembly: “If we want insurance companies to play a leading role in large-scale 'system operations' to support industrial transitions, infrastructure, and the country's growth, use us for what we are: a very powerful lever to strengthen Italy through protection from risks of all kinds and pension savingsA lever that generates significant investments in strategic areas for the country and a formidable shield of protection for families and businesses against risks of any kind."
Liverani: Mandatory coverage for homes receiving state bonuses
Extend theMandatory catastrophe insurance coverage for private residences in Italy, “at least to those who have benefited in recent years from the generous and significant tax incentives or grants for various forms of building renovation,” is Liverani’s request.
"It would be absurd for the state, in the event of an earthquake or flood, to have to compensate those who have already benefited greatly from public funding," he explains. Furthermore, according to the president, "a reflection should be initiated on how to require the safety of the remaining housing stock," and to do so, he suggests, "the proposal is simple: gradually apply the criteria already used for energy performance certification for homes to the insurance policy." Meanwhile, for businesses already subject to the obligation, Liverani calls for a adjustment of the law"It is necessary to review the scope of risks against which entrepreneurs must be insured, including, with appropriate adjustments, events that were initially not considered necessary, as well as extending and redesigning the public reinsurance coverage provided by Sace."
Liverani: Sign-up bonus for 18-year-olds
On supplementary pension provision, Ania proposes a “entrance bonus” for young people. “Here we propose – says Liverani – an entrance bonus: a sum, even a symbolic one, that the State would give to all the girls and boys who they turn eighteen, with the obligation to invest it in a pension fund or in a social security policy". "The eighteen-year-olds who will receive it will realize, upon entering the world of work, that those 100 euros will have become 130, 140 or even 160 and they will immediately understand the value of supplementary pension provision".
Ania, Angelini's intervention (Ivass)
“Reducing the number of recommendations and disclosure requirements is an industry need that IVASS shares and intends to pursue. But we are convinced that the true test of simplification will be overcome if in the future the legislator and the supervisory authorities will know contain the number of new rules, obligations and requests to companies". This is what he said the president of IVASS, Paolo Angelini, in his speech at the Ania assembly.
“To this end, a change of the modus operandi of the authorities, but also an effort by the insurance and financial industry to improve corporate governance practices and increase attention to customer needs,” Angelini added.
