This is currently the largest and largest deal of the year globally. The sixth largest financial institution in the USA will be born from the marriage between Capital One and Discover
The deal between Apple and Goldman Sachs has failed. Now Apple could push to enter directly into the banking sector, a hypothesis that banks and supervisory authorities do not like
Italians rely more and more on payments with electronic money. In 2022, over 300 billion, + 20% compared to 2021. If this growth is confirmed, in 2025 electronic payments will exceed those in cash. Confesercenti's estimates
The pandemic has driven the spread of digital payments - utilities, hospitality and public transport are the sectors with the largest increase
According to the Innovative Payments Observatory of the School of Management of the Politecnico di Milano, the pandemic has structurally changed the habits of Italian consumers who increasingly use digital payments
According to a survey conducted by the Bank of Italy, in 2021 fixed expenses and variable expenses of current accounts increased. Ordinary, online and postal accounts: here are expenses, increases and differences
The integration of Mastercard's carbon calculator within Nexi's new Planet Care service will allow consumers to monitor the impact of their purchases
In recent months, Nexi has reportedly received several "unsolicited" offers from potential buyers, including private equity firm Silver Lake
Unless there are changes in Parliament, which however would be a problem with Europe, sanctions will come into effect from 30 June for those who do not accept the Pos: here's how much they amount
About-face: the sanctions for those who do not allow customers to pay with cards or debit cards were to come into effect on January 1st but in extremis Parliament approved an amendment that postpones everything by a year
The credit card giant has acquired Tink, a startup specializing in open banking, for 1,8 billion euros - Poste Italiane sold its 4,7% stake in Tink to the Visa group, realizing 18 times the …
The banking group led by Carlo Messina launches Exclusive: the new credit card for "premium" customers. Many privileges, freedom of spending and exclusive services in constant evolution to enhance and personalize the customer experience
The initiative was announced last autumn and will be valid until 2036: it also provides for the management of POS and ATM terminals.
Both the Christmas cashback and the one in force since January provide for a minimum number of payments: here's what can be done to reach this threshold - Meanwhile, the IO app is already haywire, but there are alternative ways
To encourage festive consumption, the Government is thinking of a new measure: a 10% refund on expenses made in December with cards or Apps - In this brief guide we see what the requirements and rules should be
According to an analysis by Boston Consulting, the pandemic has accelerated digital payments all over the world, but especially in our country, where cash is still much more widespread than elsewhere
Through its subsidiary Enel X Financial Services, the electricity group begins to compete with banks and the Italian Post Office - Here's how the new services work
A protocol is coming that establishes the zeroing of commissions on micro payments - The novelty is expected as part of the cashless plan on which the government is aiming to encourage the spread of electronic payments
The new anti-evasion measure being studied by the government does not only provide for a (maximum) value limit, but also a (minimum) transaction threshold - The goal is to get Italians used to paying for coffee by card as well
The company stands out on the Ftse Mib after rumors of an imminent merger with Sia - The Government's plan to encourage the use of credit cards with a bonus is also on the way.
According to a research carried out by Mastercard and AstraRicerche, the pandemic has accelerated the transition from cash to digital payments and one in four Italians declares that they want to abandon banknotes in the near future - Payments…
From 1 July, professionals and businesses are entitled to a tax credit equal to 30% of the expenses incurred when collecting an electronic payment - There are also penalties (to say the least cumbersome) for those who do not accept debit and credit cards…
The bank is the first in Italy to issue plastic-free credit and debit cards: the material used is mainly obtained from corn.
On FIRST Tutorial we explain how to use the latest generation credit cards in an absolutely safe way.
The internal controversy within the Government is raging over sanctions for those who do not accept the Pos, high commissions and the fight against tax evasion - Here is a brief guide to help you find your way around. No cost to consumers
In order to combat tax evasion, the government has introduced discounts for those who use electronic money, a new ceiling on cash and penalties for those who do not allow paying with the pos
Some rules to follow for those who go on holiday abroad and want to avoid nasty surprises
Bertoluzzo's company has signed a commercial agreement with UnionPay which will expand the possibility of accepting UnionPay cards in our country by 2021
"Put no limits on your desires" is the slogan chosen by the bank of the FCA group, which is launching a fully digitized credit product: here's how it works.
The creation of the Italian payment institution, which will be operational from February 24st of the new year, was authorized by the Bank of Italy on July XNUMXth.
Bancomat Pay is born, which allows payments via smartphone for the 37 million Pagobancomat card holders: it will not be necessary to make a new card, but the one you already own will be enabled by your bank on Jiffy, the…
Contactless technology not only for Visa and Mastercard cards but also for ATMs, digital wallets such as SamsungPay: these are solutions that help you do without cash. As well as the new service for paying the subway in…
The new contactless payment service is operational in Milan, thanks to the POS installed on the turnstiles of the 113 subway stations by Atm in collaboration with Visa and Mastercard - Giana (Atm): "Within a year and a half, even on vehicles…
The Council of Ministers approved the decree transposing the European directive on payment services and the Treasury could soon introduce sanctions for merchants allergic to debit and credit cards
CARTASI' PURCHASES OBSERVATORY - The summer season that has just ended has marked a growth in digital payments in Italy, both by Italian and foreign tourists - In particular, the predisposition…
According to data from the CartaSì Purchasing Observatory, which FIRSTonline will publish monthly, digital payments continue to grow in Italy, at a rate of more than 10% month on month and on an annual basis - The use of the…
In the last 4 years the total annual cost of current accounts has increased up to 36 euros. The increase concerns all the main consumption profiles and - according to the latest SosTariffe.it survey - current accounts…
Sanctions will come into effect from September for those who do not comply with the mandatory POS, which has already been in force since 2015: how much do they affect and how have the costs borne by shopkeepers changed - in these two years of tolerance - to guarantee…
From September, the government could introduce new sanctions for merchants who do not accept electronic payments - The goal is to encourage the use of traceable tools, fundamental allies in the fight against evasion
In 2016, the increase compared to the previous year was 59%, for a total of 21 appeals - The surge is linked above all to appeals on loans against salary-backed loans or pensions (+106%).
FROM "WORDS OF ECONOMY AND FINANCE", FINANCIAL EDUCATION GLOSSARY of the Global Thinking Foundation - From credit cards to debit cards and from Bancomat to POS: all the types of products that banks offer their customers.
Paying for Public Administration services online becomes even easier and open to all. From today, the InfoCamere Payment Institute via pagoPA - the technological platform provided by AgID - enables payments to the PA using…
Facile.it has drawn up a small handbook to avoid nasty surprises during the summer period: not all cards active in Italy can be used abroad; some can be enabled, but with limitations - Here are the ten golden rules.
Extract from the 2017 report Community Cashless Society - Saying goodbye to cash helps the economy in various ways: cost reduction, fight against tax evasion, stimulus to innovation, increase in consumption and safety.
Starting today, Alipay users, and in particular the growing number of Chinese visitors to our country, will be able to pay for purchases of goods and services with the same Alipay app they use in China.
Despite European regulations and the threats of sanctions from the Antitrust, the practice of shops and websites of downloading amounts higher than the interchange fees they pay continues - In the crosshairs, in particular, airlines and travel agencies…
If you are planning your Christmas holidays abroad, do the math well because the use of credit cards costs - All costs in detail.
The Authority sanctioned two low cost airlines that imposed surcharges on credit card payments - Article 62 of the Consumer Code is applied for the first time
Thanks to the agreement, consumers and small merchants will be able to immediately transfer sums of money from their PayPal account to a Mastercard debit card. PayPal will receive incentives linked to transaction volumes and, based on the agreement,…
The new rules on ATMs and credit cards established by the European Union come into force today - Maximum cap on interchange fees and new criteria for choosing the type of payment, purpose: greater transparency and greater awareness -…
A research by Certet Bocconi, in collaboration with Mastercard, estimates the benefits in ten years for transport companies, passengers and the community - A pilot project on the Malpensa Express would make it possible to increase passengers by 32%.
The idea of increasing the use of credit cards and electronic payments in our country with dirigiste interventions such as those that Parliament is discussing in the Stability Law - Convenience for operations under… is completely illusory and misleading.
The Chamber is discussing an amendment to the Stability Law signed by Boccadutri which provides for the obligation for merchants to also accept card and debit card payments under 5 euros - From today a ceiling of 0,2% and…
The initiative belongs to the Pd deputy Sergio Boccadutri and will have to be approved in the Chamber. It drastically reduces bank commissions to allow payments even on small amounts - Merchants and professionals will have to adapt, under penalty of paying penalties.
The EU's decision to reduce the prices of electronic transactions with a ceiling on commissions paradoxically risks from January XNUMXst of inducing operators to recover revenues in another way (from the cost of credit cards and…
The deal was long overdue and will bring the two credit card groups back together after eight years.
The bill that introduces penalties for professionals and VAT numbers who do not use the Pos has been withdrawn - The other cases in which cash must be avoided concern pensions, rents, bank or postal checks and payments received from citizens ...
Bancomat and credit cards issued on foreign banks will not be subject to the limitation imposed on Greek credit institutions, which will not be able to disburse more than 60 euros per day (unless it is a question of paying the…
The new European regulation on interchange fees which sets precise limits on transactions risks favoring merchants and banks but penalizing consumers with an unjustified increase in the prices of services - And the regulatory deluge on the…
Use your smartphone like a credit card. And pay in a few seconds, in a secure manner, just by bringing it close to the POS of the shop. Thanks to NFC technology this is already possible but for now it only takes off with Apple Pay, launched…
To fight black people, it is necessary to increase everything that can be billed and/or documented by receipt or invoice and to increase certain and traceable payments with POS, credit cards, wire transfers, non-transferable checks - Thus the citizen would become a…
In the race for electronic payment instruments capable of capturing the market prospects of mobile commerce, the new card arrives that allows contactless purchases and is already set up to buy via smartphone
An article by Forbes illustrates the Brazilian people in numbers to better understand their customs and habits - Hardly anyone knows English, they spend a lot of time on Facebook and use their credit card like the Americans - They work in…
Starting today, professionals and businesses are obliged to accept payments over 30 euros, including through the various forms of electronic payment - An obligation that has the dual purpose of simplifying consumers' lives but also…
According to Bloomberg, the French institute is being targeted by the federal authorities for the financial activity carried out with some countries – including Sudan and Iran – which appear on the American black list of states with which they should not entertain…
The decision by the two American credit card groups came after Washington's decision to field sanctions against Russia as part of the Ukraine crisis - European heads of government added 12…
In terms of earnings per share, that was $1,93 to $2,20 year over year, versus expectations for $2,16 -- Operating revenues grew 11% to $3,16 billion, above the 3,13 billion expected…
My WU arrives in Italy, a prepaid card aimed at everyone and in particular at foreign workers present in our country. In addition, a payment tool to transfer money with Western Union on the Lottomatica network and to access the benefits…
The Finnish company Uniqul has patented and tested an innovative payment system: just fix a camera and the bill will go directly to the credit card - Soon to be launched in Helsinki
The intervention, which the Government could launch by the end of the summer, would go in the same direction as the European Union which in the next few days will put a ceiling on interbank rates - According to a study by I-Com, 5 million more cards would be enough to recover 2,6…
In terms of earnings per share, the figure went from 1,49 to 1,93 dollars - The market was expecting a result of 1,79 dollars per share - As for turnover, it increased by 12.
To sink the profits of the credit card giant, which fell by 47% to 637 million dollars, were the extraordinary charges for 594 million - The US company announced in recent days the cut of 5.400…
If used sparingly, credit cards can be useful for stimulating consumption - And in fact these plastic cards have also spread widely in China, but the problem is that only 9% of holders…
