Banco Bpm launches an offer of green mortgages. "The proposal intends to reward with a discount on the interest rate those who renovate improve the energy performance of their property by reducing consumption and CO2 emissions", explains the bank in a note.
The offer is applicable to mortgages for the purchase or construction of the property, but also to renovation only and purchase/renovation.
Each loan stipulated will correspond to a "Green Factor", a clause that can be activated throughout the life of the loan, which will make it possible to save 10 basis points on the contractual rate.
It will be possible to get the prize by submitting an energy certificate (APE) pre and post efficiency improvement works demonstrating that the renovated property has earned at least 2 energy classes or has saved at least 30% of consumption (calculated as a reduction in the Global non-renewable Energy Performance Index).
"We are proud to offer our customers a mortgage offer that helps facilitate the transition towards more eco-sustainable properties" - he comments Domenico De Angelis, co-managing director of Banco Bpm – “The peculiarity of our offer, compared to what is present on the market today, is precisely the possibility for the customer to be able to obtain a reduction in the interest rate against energy efficiency that can take place throughout the life of the loan, regardless of the starting energy class. Once again the Bank demonstrates its particular attention to ESG issues”.
