Italians, attentive to changes in energy prices, prove to be good savers. A study by the Ref Ricerche Laboratory analyzes the phenomenon and goes beyond the official statistics
"Don't take them first" is this football slogan that pushes savers to prefer insurance products that protect capital from sudden and significant losses. What is in the 6 insurance branches of the Life market. Because two years ago the surge…
Eleventh episode of Guide to Finance, created by REF Ricerche with the collaboration of Allianz Bank Financial Advisors. Professor Demis Todeschini, head of ETF Sales Italy at Axa and professor of finance at the University of Bergamo, reveals all the secrets…
With the announcement of the minimum guaranteed rate, everything is ready for the new issue of the BTP Valore 2024. Here is the news and characteristics of the third issue. Will it boom again?
The new episode of Guida alla finance, created by REF Ricerche in collaboration with Allianz Bank Financial Advisors, will be published on Saturday 24 February on FIRSTonline. It will reveal all the secrets, the merits and defects of ETFs, managed funds…
The new room at the Savings Museum offers works by great masters such as Rubens and Brughel which lead back through pictorial iconography to the theme of savings
Tenth episode of the Guide to Finance, created by REF Ricerche with the collaboration of Allianz Bank Financial Advisors and disseminated by FIRSTonline in 16 languages. Economist Manuela Geranio explains how they were born, how they work and what the funds are for...
Almost half of Italians are worried about managing their savings and investments, especially in an uncertain economic context. Improving financial education is essential to look to the future with more confidence
Mediobanca strengthens its wealth management and will change its name to CheBanca! to make it more synergistic with the entire Group led by Alberto Nagel
In an interview with FIRSTonline, the Esg Coordinator of Eurizon of the Intesa Sanpaolo group, Federica Calvetti explains the progress made by the Sgr on sustainability and explains where a sustainable asset allocation fits in 2024
The fifth episode of the Guide to Finance created by REF Ricerche with the collaboration of Allianz Bank Financial Advisors will be published on FIRSTonline on Saturday 2 December - The strategist Ilaria Fornari will explain how to optimize financial investments throughout the entire cycle...
On Savings Day, alerts on the sensitivity of our public debt multiplied from the outgoing Governor Visco to the Minister of Economy Giorgetti, but politicians do not seem to realize it
Second episode, published in 16 languages, of the FIRSTonline and REF Research Guide to Finance with the collaboration of Allianz Bank Financial Advisors - The financial economy has grown more than the real economy: a graph clarifies everything. Finance is essential in…
Tomorrow on FIRSTonline the new episode of the Guide to Finance created by REF Ricerche with the collaboration of Allianz Bank Financial Advisors in which the economist Fabrizio Galimberti will explain the explosion of the financial economy in the world and the importance of managing efficiently...
In an ever-changing world it is increasingly important to be aware of how financial behavior can affect the planet and our way of life
The rapid changes taking place in society, culture and technology make it even more necessary and urgent to raise the level of financial knowledge. The third annual meeting of Feduf (Abi)
Yields are attractive again, the curve is sloping again: it's time for fixed income which is offering good opportunities. The Treasury churns out a wide range of securities for retail. We talk about it with Angelo Drusiani of Ersel Wealth…
Among the complex securities preferred by families are certificates and AT1s. For Bank of Italy, the phenomenon is now under control, but it could be risky in the event of adverse scenarios.
The independent financial advisory firm sees an increase in returns on both equities and bonds in the medium term
The European stock exchanges continue to pay for the central bank effect - Great success for the BTP Italia - Vivendi rejects the Cdp and Kkr offers for Tim - Electricity: prices down by 20%
Intermonte's chief global strategist looks very carefully at some determining factors, but identifies good investment opportunities in the Stock Exchange but also in Treasury bond issues destined for retail
Italians have a financial education problem which is reflected in their savings and planning choices. A good education together with technological innovation and consultancy is Consob's recipe for transforming savers into investors
How do Italians position themselves with respect to their savings? The Consob survey traces the profile of their behaviour: from anxiety, to fear up to the least responsible and most risky choices. Savona's recipe
We could be facing a trend reversal. It is no longer advisable to leave liquidity in current accounts. Rates on deposits are up slightly, but rates on bank bonds are much more. Loan rates are also rising
The family appears firmly to be the point of reference in matters of money, while the school does not seem to play a significant role. Here are the main results of the new research by the Intesa Sanpaolo Savings Museum
Uncertainty, prudence, but also the difficulty of choosing how to invest underlie the behavior of Italian savers. We need more financial information. This is what emerges from the Savings Survey presented today by Intesa Sanpaolo and the Einaudi Centre
The appeal of the society of environmental doctors to contain spending and not increase CO2. Use low consumption lamps
Today opens the phase dedicated to institutional investors for Btp Italia, the Treasury bill expiring in 2028 indexed on inflation. The Treasury will communicate the final real annual coupon rate at the start of the placement
The minimum return offered, while in line with the market, must be compared with inflation expectations over the six-year term of the new bond
In his debut as Economy Minister at Savings Day, Giorgetti flaunts common sense and ignores electoral promises on pensions and flat taxes - He recalls his predecessor Goria's nasometer in the XNUMXs
In his first official speech as Economy Minister, Giorgetti promised maximum commitment to protect families and businesses. Visco: "Margins for more limited aid to families"
The agreement recognizes workers' responsibility for the correct use of energy sources in the workplace. The data will be monitored
The new postal savings certificate is available in all post offices. Here's everything you need to know.
Inflows into managed solutions amounted to 51 million (1,2 billion from the beginning of the year) - Constant flows into funds (58 million, 528 from the beginning of the year)
The Verona-based Italian independent financial advisory firm has inaugurated its new Milan office in Piazza Duomo
The Paduan bank plans a targeted recruitment program for the training of a new pool of savings management professionals
In the first part of the year, Ref Ricerche explains that the Eurozone continued to grow, closing the gap with respect to pre-crisis levels. But in the coming months the picture remains uncertain
According to Fabi, in 2021 the savings of Italian families generated a flow of 320 billion
19 US prosecutors are asking the SEC to intervene against BlackRock, arguing that its ESG investments penalize the industry and favor China
Kairos' strategist gives some advice on how to invest in the second half of 2022: "Focus on stocks with very low multiples and companies with high pricing power"
However, open-ended funds achieved the 25th consecutive month of positive deposits: +1,6 billion – Equities are doing well, the flight from bonds continues
According to Assogestioni, open-ended funds take the lion's share (+12,8 billion) - Equity and balanced funds are doing well, while the flight from bond funds has begun
Kairos strategist advises targeting low multiple sectors and financially sound companies - The return to a bullish phase will not happen before the end of 2023
The Museo del Risparmio, an Intesa Sanpaolo museum, celebrates its first 9 years of activity from 15 to 10 May: free admission and original initiatives
In a context of high volatility and uncertainty, however, open-ended funds remained firmly in positive territory, with +2,2 billion in net flows
The stock exchanges are once again looking with interest at some sectors that have been neglected for years due to their low return on capital – Alessandro Fugnoli, Kairos strategist, explains why
According to the Kairos strategist, commodities should be kept in the portfolio alongside shares because the slowdown in demand has reduced their volatility
For the secretary of the First Cisl, more participation of workers and savers is needed to democratize the economy and finance: here's how
CEO Mossa: "Despite the concerns related to the conflict, which are added to inflation, we look with cautious optimism to growth in the coming months"
Equity funds still take the lion's share, while divestments once again prevail over bonds - Balanced funds slow down
Race for bond yields: it is the fruit of the portfolio revolution linked to the dangers of war and rising inflation - Generali advances
Kairos' strategist suggests four fundamental principles for understanding how to invest during war: "Yes to prudence, but it doesn't mean staying liquid"
A Moneyfarm survey shows that money can be a source of disagreements within a couple and that, on the contrary, showing that you know how to manage money well is one of the most attractive qualities.
Collective managements drove the flows in the fourth quarter – All open-end funds did well: equities +7 billion, balanced +5 billion and bonds +2 billion
The new agreement guarantees sustainable and profitable cooperation until 2024 in the placement and management of postal savings accounts and postal savings bonds
According to a survey carried out by Intesa Sanpaolo and Centro Einaudi, while liquidity continues to increase, the number of savers drops - The percentage of involuntary and precautionary savers, on the other hand, rises - Italians want bigger houses, more confidence in…
Where is the economy really going in Italy and in the world? And where should you invest your savings these days? The hands of the economy by Fabrizio Galimberti and Luca Paolazzi respond on this and more on Saturday 11 December on FIRSTonline
Alessandro Fugnoli, Kairos strategist, suggests approaching the coming months with caution, because "the risks are increasing and the opportunities are decreasing". However, this does not mean saying goodbye to the Stock Exchange, on the contrary
According to Assogestioni's monthly map, savers' preferences have once again turned to shareholders
It is the balance sheet of the five-year activity of the Arbitrator for financial disputes (ACF) established by Consob as emerged from a recent conference held at the La Sapienza University of Rome
From insurance to the internet, telephone to energy supply, comparison sites are increasingly popular online
2021 will be remembered as the year of asset management records and funds are celebrating but commissions charged in Italy are higher than the European average and reduce savers' earnings - The Tosetti Value Report
These are visit itineraries and online and face-to-face educational activities for students and adults to be held from 24 to 31 October
Speaking on Savings Day, the Governor of Bank of Italy issues a warning in view of the Maneuver: "The debt cannot be used to cover current expenses" - According to Visco, an EU fund is needed to absorb national debts post…
According to most Italians, the end of the Covid emergency is getting closer. This is certified by the survey "Italians and Savings" presented by Acri-Ipsos - The propensity for riskier investments is on the rise. Confidence in Europe at the top of 10…
On the occasion of the month of Financial Education, Poste Italiane organizes 6 webinars on "Personal and Family Economics" and 2 webinars on "Supplementary pensions and the management of risks associated with increasing longevity".
Financial Education Month begins today throughout Italy - To present the contents of the fourth edition, Bank of Italy publishes a video with contributions from sports and entertainment personalities
The new division will be led by Stefano Vecchi who will have the task of promoting the adoption of this new corporate structure in UniCredit's pan-European network
The CEO of Intesa Sanpaolo, Carlo Messina, talks about the intuition that led the first Italian bank to grow by increasingly focusing on asset management, financial and asset consulting and the insurance business
According to the latest map by Assogestioni, open-ended funds once again took the lion's share, with positive inflows of almost 8 billion
In the golden year of asset management, the battle between active management and passive management becomes even more fierce - Here are the guaranteed returns since the beginning of the year from equity and bond funds and ETFs
During the Milanese event, the spotlights were focused on the current context of economic uncertainty which risks increasing the traditional tendency of Italian families to park their liquidity in current accounts, to the detriment of the production system but also…
The Salone del Risparmio 15 will take place in Milan from 17 to 2021 September: at the center is the goal of convincing Italians to mobilize the mountain of savings accumulated during the pandemic but kept in current accounts
According to Kairos' strategist, Alessandro Fugnoli, the stock exchanges are preparing for a slight correction in the coming weeks: those who can afford to bear losses of the order of 5% do well to keep their investments, otherwise they can lighten their portfolio...
According to an analysis by the Bff Banking Group, the driving forces were the share-type occupational pension funds - Balanced and bond funds were less successful, but still positive
Based on the Assogestioni map, at the end of June, inflows were positive for 21,5 billion, a slowdown compared to the January-March period - Yet another historic record for assets under management
According to Kairos strategist, Alessandro Fugnoli, the stock market correction that has just begun could continue throughout the summer, "but the conditions for a solid market in the next 12/18 months are still there"
The figure slows down compared to April but improves by 23,3% compared to May 2020. Asset management continues to command, in particular the insurance-pension sector
In the meeting with the market, the president of Consob, Paolo Savona, recalled the urgency of adequate regulation of cryptocurrencies, which otherwise risk distorting the normal functioning of the markets by exposing them to high risks
In May alone, the figure improved by 617 million. Booming demand for financial and insurance containers. CEO Mossa: "Optimists for the coming months"
There are two benchmark indices replicated by ETFs that fight climate change and they were wanted and defined by the European Commission: here's how they work - VIDEO-INTERVIEW
The asset management company of the Intesa group has acquired the investment portfolio management service of FinanzaSud Sim, controlled by Banca Agricola Popolare di Ragusa
Ancient prejudices weigh on the image of the Italian economy. Proudly, here is the truth about industry, competitiveness, public finances, pensions and external debt
Funding remains positive, but falls to just over two billion, after the growth from 12 and a half billion recorded in February - Here is the Assogestioni map
According to Assogestioni, it is above all collective management that shines, recording net subscriptions up by 30,2 billion - Among managers, the best result is that of Eurizon
For many years the survey on mutual funds of the Mediobanca Research Area, commissioned in 1990 by Maranghi and then directed by Coltorti, held sway in the financial community and sparked heated discussions - Unfortunately, today that survey has disappeared, with an impoverishment for…
According to the Kairos strategist, the stock markets will fall back in the coming months due to a series of temporary factors - The recovery will begin as early as the end of spring
According to a study by Via Nazionale, in the first half of 2020 incomes suffered the worst contraction in the last 20 years, while the savings rate increased by more than three times
The month of December closed with the highest data on funding in December, marking an increase of 119% compared to the same month in 2019 - In 2020 funding reached 9,283 billion (+59%)
Why are T-Bond yields rising? And why, despite a government in fibrillation, does the BTP spread decrease? Will low real rates comfort the recovery? Will the dollar go down again? Are the bags fragile or solid?
The Banking Group has produced a first consultation brochure dedicated to households and individuals to help them navigate the various banking products - In order to ensure maximum clarity on the characteristics of the products and services
In the financial sphere, the tax package of the 2021 budget law introduces tax relief on foreign funds and a tax credit for losses on Pir - News coming also for the Euribor
The forecasts of the experts consulted by FIRSTonline on the stock exchange in 2021: the sentiment is positive but much will depend on the effectiveness of the vaccination campaign. Some unknowns related to inflation remain. Here are the sectors to focus on
The virtual currency has crossed the $20.000 barrier but will it reach $30.000 or will it deflate as it has already happened? Pitfalls and strengths of a high volatility investment
According to First Cisl, independent consultancy is the key to mobilizing Italian savings and relaunching the country, which "needs an investment shock" - Colombani (Cisl): the relationship between banks and…
According to a survey conducted by Intesa Sanpaolo-Centro Einaudi, in 12 months Italian deposits have increased by 126 billion and the propensity to save has almost doubled - Bonds and bricks are still the preferred investments, but asset management is advancing
The minimum funding target of the new product, called “Finint Online”, is 50 million euros. CEO Perissinotto: "Covid is increasing liquidity in bank deposits".
According to Assogestioni's monthly map, October was a positive month for funding, but with signs of a slowdown compared to the previous month. Bonds are back in fashion.
"Financial Freedom" arrives in Italy, Dave Ramsey's bestseller that has sold millions of copies in the US: a book to transform money management from a problem to an opportunity in a simple way, based on common sense and experience.
The new CEO will take office on 1 January 2021 - Fabrizio Rindi will become president of Kairos Partners Sgr
