More news on pensions. The 2017 Budget law has been enriched with some amendments on the subject of social security which change the situation of many aspiring retirees. In particular, the changes concern three chapters: the free accumulation of contributions, the women's option and redundancy payments. Let's see what the latest news coming from Parliament is.
FREE CUMULATION OF CONTRIBUTIONS
For those who have paid contributions to different entities, the accumulation will become free. Originally this benefit had been introduced only for public management, but one of the latest modification proposals approved in the Budget Committee in the Chamber provides for its extension to the coffers of professionals as well.
However, the introduction of a disadvantage with respect to the past remains: it will not be possible to choose the most convenient calculation method among those of the various institutions, because the check will be calculated pro-rata, i.e. with the rules of each institution for the relative share of contribution.
WOMEN'S OPTION
The Women's Option is the mechanism that allows female workers to access early retirement, but receiving a check calculated entirely with the contributory method (and therefore lower by at least 25-30%).
The novelty introduced with the amendment is the extension of the women's option to female workers born in October, November and December 1958 and to self-employed women born in the last quarter of 1957. However, it is necessary to have accrued at least 35 years of contributions by 31 December 2015.
EXODATES
Finally, another amendment extends the perimeter of the protections for redundancies by moving from 31 December 2012 to 31 December 2014 the useful date for entry into mobility. The audience of the eighth safeguard thus increased from 27.700 to 30.700 beneficiaries. The measure involves an increase in expenditure of 161 million euro and will be financed with resources from the Fund for structural economic policy interventions.
UPDATE - APE SOCIAL: DIFFERENTIATED ROOF FOR THE AUTONOMOUS
The latest version of the maneuver also includes a novelty in terms of social Ape. To benefit from the zero-cost pension advance, self-employed workers must not have an annual income of more than 4.800 euros. The ceiling for employees and semi-subordinate workers, on the other hand, remains at 8 thousand euros.
