Intesa Sanpaolo Mobile has been nominated for the second consecutive year as the "Best Finance App 2018”. The prize is awarded by Osservatorio Finanziario, a Milanese research institute active since 2001 in the field of banking and financial company activities.
The Intesa Sanpaolo app – according to OF the most complete and easy to use – is at the top of the Italian Bank Ranking 2018, the banking index established by OF-Osservatorio Finanziario, which with over 500 qualitative parameters (products and services) and quantitative (financials) compares the banks operating in Italy.
There are three factors that weighed the most on Intesa Sanpaolo Mobile's final decision as the best banking application of 2018: non-banking services, payments and utilities. The apps of 24 banking groups were analyzed on the basis of 63 observation points, divided into four partial classifications: Quick App, Friendly App, Complete App and Safe App.
The Intesa Sanpaolo Mobile app has stood out, according to the experts of the Financial Observatory, for the breadth of banking and additional functions and is an essential part of the multi-channel offer of the Bank, which has been radically transformed in the last two years to allow customers to manage the "everyday bank" in circulation, on the physical or virtual channel.
The institution's transformation process also included a review of the app, redesigned with cutting-edge services that increasingly focus on the use of smartphone to consult the movements and carry out all the main banking operations, such as arranging bank transfers and account transfers, paying bills, recharging mobile phones and prepaid cards.
Over time, the smartphone will increasingly function as a "virtual wallet", replacing traditional cash and even cards in payments. Intesa Sanpaolo in Italy has been the forerunner by developing paygo, the proprietary wallet integrated into the app, enabled on Android smartphones and based on NFC technology (i.e. contactless payment), thanks to which it is possible to "virtualise" all the named payment cards issued by the Bank within one's mobile phone.
The solution is also integrated in the app Jiffy Pay, which allows you to send and receive money with the same simplicity and speed as a text message, using your mobile number and contacts in the address book, and can also be used to securely pay for purchases at participating establishments, which collect payments via smartphone/ Tablet.
Samsung Pay will soon be available for the vast world of Samsung Android devices: an easy and secure mobile phone payment service, already widespread internationally, compatible with all POS, including older generation ones not yet equipped with the NFC system.
Again thanks to Intesa Sanpaolo Mobile, it is possible to make cardless withdrawals from automatic cash machines, or allow a relative or friend to withdraw money in emergency situations: just type the Pin produced by the app on the ATM display. Via the app, all operations are authorized with a fingerprint on enabled devices. Finally, a scan is enough to confirm the payment of a bank transfer or a bulletin and the activation of the credit line, which works as a mini-loan for everyday expenses.
