After the one reserved for designs and models, the line aimed at enhancing the economic use of patents under the National Innovation Fund (FNI), the tool created by the Ministry of Economic Development (MiSE) to facilitate financing of innovative projects based on the industrial exploitation of industrial property titles (patents, designs and models). With a view to this initiative, Mediocredito Italiano, the bank of the Intesa Sanpaolo Group specialized in supporting business innovation projects, completes the loan line created ad hoc for the enhancement of the intellectual property made up of Nova+ FNI Drawings, making available from today also the financial solution Nova+ FNI Brevetti. Mediocredito Italiano is implementing this important initiative together with Unicredit and Deutsche Bank, making its specialist skills available to the industrial system on a particularly important issue for the development and growth of the Italian economy.
The availability of funding provided by the National Innovation Fund through the three banks will be able to reach up to 100% of the investment of companies, with a minimum amount of 300 euros and a maximum of 3 million euros; the duration is between 3 and 10 years, which includes a grace period of 24 months; companies are guaranteed competitive price conditions, also thanks to the possibility of using EIB and CDP funds until they run out. Furthermore, thanks to the establishment of a portfolio guarantee by the Ministry of Economic Development, companies have the possibility of accessing Nova+ FNI Brevetti without any request for specific personal, collateral or insurance guarantees.
“It is a great satisfaction for us to participate in this initiative of the MiSE, which represents a concrete signal for our economic fabric – says Carlo Stocchetti, general manager of Mediocredito Italiano. “The Intesa Sanpaolo Group, which has always been close to companies that invest in innovation, combines its strong local presence with the specialization of Mediocredito Italiano which offers distinctive skills and specialized structures manned by engineers, technicians and industrial accounting experts capable of analyzing projects presented by companies from a technical-industrial point of view, to complement the traditional creditworthiness analysis. All this, on the one hand allows the Bank to understand the industrial benefits deriving from the investments and therefore to fully exploit the development strategies outlined by the entrepreneurs, on the other it allows the latter to deal with specialized technicians able to speak the same language of 'business."
Companies can refer to the sections dedicated to the National Innovation Fund of the Mediocredito Italiano website (www.mediocreditoitaliano.com) and of the banks involved, which also indicate the information points specifically set up by the three banks throughout the country and where it will be Further information can also be obtained for the submission of loan applications.
