In January i Loans to the private sector recorded a contraction on an annual basis of 1,8% against the -1,6% recorded in December. He made it known Bank of Italy, explaining that the data are corrected to take into account securitizations and other credits sold and canceled from bank balance sheets. In detail, loans to households fell by 0,5% over twelve months, as in the previous month, while loans to non-financial companies fell by 2,8% (-2,3% in December).
Also in January, the annual growth rate of bank bad debts it was 15,4% against the 15,2% recorded in December. In this case, Bankitalia specified that the figure was calculated without correction for securitisations but taking into account statistical discontinuities. By contrast, the annual growth rate of private sector bank deposits was 5% (it was 4% in December).
On the other hand, again according to data released by the Bank of Italy, the bond collection which, including bonds held by the banking system, decreased by 17,7% on an annual basis (-17,3% in the previous month).
It flies, i interest rates on new loans to non-financial companies for amounts up to 1 million euro they were equal to 3,32% (3,31% in the previous month); those on new loans exceeding the threshold of 1 million at 1,93% (2,15% in December).
Deposit rates (ie those paid by banks) on total outstanding deposits were equal to 0,67% (0,73% in the previous month).
