Banca Monte dei Paschi di Siena launches MPS Mio, a current account aimed at solving the customer's needs and accompanying them in their future choices, always with a single account and at a competitive pricing.
Mps Mio is a simple, flexible and intuitive account that offers important elements of innovation compared to the offer on the market: strong personalization combined with flexibility, a wide range of products and services within three modules - depending on the profile of customer operations, from being used completely online to those who still want to rely on the branch – and a discount mechanism which also makes it possible to reset the basic fee by rewarding loyalty and cross-selling of products and services.
It is a package current account, with a basic component, given by the chosen form, plus a variable component given by the additional optional products that the customer can select and vary over time.
Mps Mio is a current account designed to satisfy not only all your daily banking needs, but also savings management. In the initial phase, the customer can choose between three modules based on how they use the account, but with the possibility of switching from one module to another for free at any time.
Forms:
- Easy to manage your account independently and with the guarantee of a branch that is always available.
- Plus to rely on the branch with the possibility of a large number of operations already included in the fee.
- Extra for those who don't want to have any more thoughts with the freedom of unlimited use.
Each module consists of a basic set of standard products and services (the main ones are debit cards, Digital banking) and a set of other tools dedicated to account holders, such as the innovative savings management service Salvadanaio MIO, useful for optimizing liquidity yield with maximum flexibility.
With MPS Mio it is possible to purchase, at any time, further additional products or services within a predefined basket, creating the customized package according to one's needs.
With MPS Mio you have direct access to the new digital interface of Banca Mps. Easy, fast and secure, from Smartphones, Tablets and PCs, Digital Banking offers a new omnichannel service to simplify daily banking activities. Among the main innovations in the operations available to the customer are the Remote Digital Signature, Certified Electronic Mail and the virtual assistant with which to interact using a natural language.
To allow customers to build their own “custom” MPS Mio account in total transparency, a handy configurator has been created which allows them to know and learn more about the complete set of products and services available, simulating different combinations and calculating the combined savings, with maximum transparency. The configurator is available on the website www.mps.it and also in branches.
Customers under the age of 30, those who credit their salary or pension or customize their account with additional products and services, get discounts on the module fee until it is reset.
Lodovico Mazzolin, head of the Retail Department states: “The new MPS Mio account presents important new elements compared to the offer currently on the market. It is a modular account that the customer draws on his own needs, with full awareness of the costs linked to the number of services he chooses to activate. From young people taking their first job to retirees, from customers oriented towards online operations, thanks to the new Digital Banking service, to those who prefer the counter, the MPS Mio account offers a wide range of products and services capable of satisfy both simple daily banking needs and more complex needs such as savings management”. The MPS Mio account is available in all branches of Banca Monte dei Paschi di Siena.
