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Tag: Home Insurance

The Cabinet approves the housing plan and fuel tax cuts: "100 social housing units in 10 years."

The Cabinet approves the housing plan and fuel tax cuts: "100 social housing units in 10 years."

April 30, 2026, 19:47 pm | di FIRSTonline editorial team | 0
The government plans to allocate €10 billion over 10 years to address the housing crisis. The excise tax cut has been extended for another 21 days, but the gasoline tax has been reduced to 5 cents per liter. Updates on evictions
Generali launches new Genertel Home Insurance: here's how it works

Generali launches new Genertel Home Insurance: here's how it works

April 2, 2026, 5:45 pm | di FIRSTonline editorial team | 0
The Generali Group company presents a new, fully customizable solution to protect your home: 100% process and coverage for pets too.
Kasanova goes to Pamaf: full acquisition and relaunch after the failed deal with OVS.

Kasanova goes to Pamaf: full acquisition and relaunch after the failed deal with OVS.

17 March 2026, 13:14 | di FIRSTonline editorial team | 0
Pamaf, Antonio Bernardo's holding company, acquires 100% of Kasanova and launches its relaunch: new openings, reorganization, and a potential retail hub. After the OVS shutdown, the home products company is relaunching.
US Home Market 2026: Kitchens and Bathrooms: Resilience, Tariffs, and the AI ​​Revolution

US Home Market 2026: Kitchens and Bathrooms: Resilience, Tariffs, and the AI ​​Revolution

25 February 2026, 13:36 | di Matthew Lirosi | 0
The Orlando Kbis provides a snapshot of the US kitchen and bathroom market, which is expected to be worth $228 billion by 2026 and is headed for realignment: fewer new constructions, more renovations. The uncertainty of tariffs remains, while artificial intelligence...
The Italian residential market continues to slow, with sales rising and prices returning to normal.

The Italian residential market continues to slow, with sales rising and prices returning to normal.

January 30, 2026, 16:04 | di FIRSTonline editorial team | 0
The residential property market closed 2025 on a positive note: sales increased, prices still rising but more stable, higher mortgages, and demand dampened by the gap between values ​​and incomes. Gabetti Report
Home Bonus 2026: deductions up to 50%, Superbonus and Barriers removed. ISEE also changes: all the latest news

Home Bonus 2026: deductions up to 50%, Superbonus and Barriers removed. ISEE also changes: all the latest news

January 3, 2026, 6:56 | di FIRSTonline editorial team | 0
2026 maintains a significant range of incentives for those who want to renovate, improve energy efficiency or make buildings safe, but introduces definitive cuts
Housing emergency: service housing may be the solution, according to a study by CDP.

Housing emergency: service housing may be the solution, according to a study by CDP.

December 16, 2025, 15:42 pm | di FIRSTonline editorial team | 0
At the European level, and not just in Italy, approximately 9% of the population spends more than 40% of their income on housing. Analysis by Cassa Depositi e Prestiti
Italian cuisine, a UNESCO World Heritage Site, is what drives exports and Made in Italy supply chains: the numbers

Italian cuisine, a UNESCO World Heritage Site, is what drives exports and Made in Italy supply chains: the numbers

December 10, 2025, 15:57 pm | di paola guidi | 0
Italian cuisine has been proclaimed an intangible cultural heritage by UNESCO: a historic recognition that enhances tradition, agri-food supply chains, production quality and exports, with expected effects on tourism, the food industry and related sectors of Made in Italy.
Short-term rentals remain at 21% on primary residences, but business activity is triggered for third-home residences. Here are the latest updates from the Budget.

Short-term rentals remain at 21% on primary residences, but business activity is triggered for third-home residences. Here are the latest updates from the Budget.

27 November 2025, 13:19 | di FIRSTonline editorial team | 0
Majority agreement on short-term rentals. FdI, FI, and Lega intend to eliminate the increase from 21 to 26% on primary rentals, but coverage remains a key issue. Everything you need to know
The appliance bonus kicks off November 18: three key new features explained by Applia Italia and Aires.

The appliance bonus kicks off November 18: three key new features explained by Applia Italia and Aires.

15 November 2025, 6:32 | di paola guidi | 0
The appliance bonus's click-through day kicks off at 7:00 a.m. on Tuesday, November 18. Marco Imparato, CEO of Applia Italia, and Davide Rossi, CEO of Aires, explain the incentive's three key innovations.
OVS acquires Kasanova: binding offer of €15 million for 100% of the home products company

OVS acquires Kasanova: binding offer of €15 million for 100% of the home products company

11 November 2025, 8:15 | di FIRSTonline editorial team | 0
The offer includes the subscription of a capital increase of up to 15 million which will allow OVS to acquire Kasanova which in 2024 requested access to the negotiated resolution of the crisis
ISEE 2026: First homes excluded up to €91.500. How the calculation has changed and what bonuses you can obtain.

ISEE 2026: First homes excluded up to €91.500. How the calculation has changed and what bonuses you can obtain.

October 23, 2025, 6:13 am | di FIRSTonline editorial team | 0
The 2026 budget increases the ISEE threshold to exclude first homes to 91.500 euros and updates the scale of increases for large families, making it easier to access some bonuses, but doubts about fairness and complexity are growing.
Why renovating a bathroom can increase the value of a property by up to 15%

Why renovating a bathroom can increase the value of a property by up to 15%

October 22, 2025, 7:31 am | di FIRSTonline editorial team | 0
Renovating a bathroom is one of the most effective ways to increase a property's value by up to 15%. A modern bathroom improves the overall impression of a home, conveying thoughtfulness, functionality, and readiness for use. Real estate agents confirm that a…
Thermal Account, new home bonus for Christmas: up to €15 in a single payment. Here's how it works.

Thermal Account, new home bonus for Christmas: up to €15 in a single payment. Here's how it works.

30 September 2025, 12:54 | di FIRSTonline editorial team | 0
The third version of the Conto Termico (Thermal Account), the new energy efficiency bonus, has been published: €900 million has been allocated, with contributions up to 65%. Here are the details.
Home Market 2025: Boom in Renovations, Windows, and Custom Craftsmanship

Home Market 2025: Boom in Renovations, Windows, and Custom Craftsmanship

18 September 2025, 6:29 | di FIRSTonline editorial team | 0
The Pgcasa.it report captures a rapidly growing home sector in 2025: Lombardy leads in volumes, the South accelerates in sustainability, a boom in windows and doors, paint, summer comfort, and a return to custom craftsmanship.
Housing in Italy: prices and rents skyrocket, mortgages easier to obtain, but rates remain high despite ECB cuts.

Housing in Italy: prices and rents skyrocket, mortgages easier to obtain, but rates remain high despite ECB cuts.

August 12, 2025, 6:42 | di FIRSTonline editorial team | 0
In the second quarter of 2025, according to Bankitalia, buying or renting a house in Italy will become increasingly expensive due to rising prices and rents, while the supply of properties will decrease, especially due to the effect of short-term rentals.
Bank of Italy: Fewer business mortgages in 2024, but more mortgages for home purchases.

Bank of Italy: Fewer business mortgages in 2024, but more mortgages for home purchases.

29 July 2025, 6:40 | di FIRSTonline editorial team | 0
The Bank of Italy's survey reveals that credit demand has declined, especially among construction and manufacturing companies in the South. Consumer financing remains stable.
Home, Florence beats Milan: it is the least accessible city for singles. And the Municipality launches the crackdown on short-term rentals

Home, Florence beats Milan: it is the least accessible city for singles. And the Municipality launches the crackdown on short-term rentals

10 May 2025, 6:30 | di FIRSTonline editorial team | 0
According to data from Immobiliare Insight, in Florence, only 0,3% of homes are accessible to a potential tenant who wants to live alone. And the Municipality launches the new regulation on short-term rentals
Lighter mortgages after the ECB cut? Yes, here's how much you can save. But with Trump, BTPs cost more

Lighter mortgages after the ECB cut? Yes, here's how much you can save. But with Trump, BTPs cost more

7 March 2025, 14:55 | di FIRSTonline editorial team | 0
The ECB's further 0,25% cut in interest rates will have an impact on consumers' pockets that could mean - depending on the type and duration of the home loan - up to…
House, skyrocketing prices even in 2025: Milan the most expensive, 1.700 euros for renting 70 square meters. Florence follows

House, skyrocketing prices even in 2025: Milan the most expensive, 1.700 euros for renting 70 square meters. Florence follows

January 28, 2025, 6:10 | di Vittoria Patane | 0
In 2025, prices will increase both for rent and for buying a house. Milan is a record, but heavy increases are also recorded in Florence, Genoa and in the cities of the South. Rome? +4% for rent, +90 euros per square meter for…
Imu 2024, balance due: second installment to be paid by December 16. News on rates, discounts and penalties

Imu 2024, balance due: second installment to be paid by December 16. News on rates, discounts and penalties

December 6, 2024, 6:20 pm | di FIRSTonline editorial team | 0
The deadline for the second installment of Imu 2024 is approaching: the balance must be paid by December 16. In addition to the imminent deadline, there is news regarding the rates for 2025, exemptions, discounts and penalties. But who must pay and…
Furniture Bonus 2025, 50% tax discount confirmed: here's how it works and what's changing. News on renovations

Furniture Bonus 2025, 50% tax discount confirmed: here's how it works and what's changing. News on renovations

October 17, 2024, 12:00 am | di FIRSTonline editorial team | 0
The next maneuver extends the 2025% furniture bonus to 50 and confirms the 50% renovation bonus for first homes, while for second homes the rate drops to 36%. Here are the details
Florence: Short-term rental boom and sales plummet. House for rent? A mirage

Florence: Short-term rental boom and sales plummet. House for rent? A mirage

6 September 2024, 6:24 | di Vittoria Patane | 0
Buying or renting a house in Florence has become almost impossible. Skyrocketing prices, very high demand and very low supply. In the meantime, short-term rentals are worrying administrators and residents. Students are also in difficulty
Salva Casa, increases in volume and amnesty for essential differences: here are all the news

Salva Casa, increases in volume and amnesty for essential differences: here are all the news

17 July 2024, 13:39 | di FIRSTonline editorial team | 0
Approved by the Environment Commission, the text reaches the Chamber today with the aim of converting it into law by 28 July. So let's see how Save Home changes in this new version
Imu 2024, the advance payment for the first installment expires on Monday 17 June: what changes and how is it calculated?

Imu 2024, the advance payment for the first installment expires on Monday 17 June: what changes and how is it calculated?

12 June 2024, 6:22 | di FIRSTonline editorial team | 0
This year you have until Monday 17 June to pay the first installment of the Imu (municipal tax), one of the main taxes on the house. But who is required to pay this tax and who is not? How is the calculation done? Here they all…
Home sales: the market slows down in the first quarter of 2024. Milan and Turin are the cities most affected by the decline

Home sales: the market slows down in the first quarter of 2024. Milan and Turin are the cities most affected by the decline

12 June 2024, 6:19 | di FIRSTonline editorial team | 0
The residential real estate market slows down in the first quarter of 2024 with a decline of 7,2% compared to 2023. Demand falls, especially for new constructions (-22%), while 70% of purchases benefit from first home incentives. In Milan and Turin…
Superbonus, Poste closes the transfer of credits for the home bonus

Superbonus, Poste closes the transfer of credits for the home bonus

30 May 2024, 12:02 | di FIRSTonline editorial team | 0
Here are the effects of the new Superbonus Decree: Poste Italiane has announced that "it will no longer be possible to make new requests for the transfer of tax credits" from 30 May. Mef-unions meeting: Poste Prime Ministerial Decree will be modified, the State never below 51%
Summer 2024 bonus, from mosquito nets to air conditioners and summer centres: here are the benefits available

Summer 2024 bonus, from mosquito nets to air conditioners and summer centres: here are the benefits available

28 May 2024, 13:31 | di FIRSTonline editorial team | 0
With summer just around the corner, numerous discounts help you deal with the heat and related expenses. Between air conditioners, mosquito nets, awnings and deductions for summer centres, here are the summer 2024 bonuses that can be requested in the coming months
Mortgages, rates finally fall (also on variable). Here are numbers and forecasts

Mortgages, rates finally fall (also on variable). Here are numbers and forecasts

27 May 2024, 6:14 | di FIRSTonline editorial team | 0
In its latest report, the Autonomous Federation of Italian Banks takes stock of mortgages, certifying the drop in rates. Strong reduction for the fixed, but the variable is also starting to decline
Save the house, the decree approved: yes to the amnesty for small building violations. How much will it cost to comply? Here's the plan

Save the house, the decree approved: yes to the amnesty for small building violations. How much will it cost to comply? Here's the plan

24 May 2024, 12:15 | di FIRSTonline editorial team | 0
Save Home Plan, Salvini's decree approved in the Council of Ministers. Green light therefore for the amnesty for small building violations two weeks before the vote for the European elections. What does the provision provide? Getting in order will cost thousands...
Mantua, 150 euros a month to move to the city. Here is the Municipality's announcement: requirements and deadlines

Mantua, 150 euros a month to move to the city. Here is the Municipality's announcement: requirements and deadlines

6 May 2024, 11:57 | di FIRSTonline editorial team | 0
The Municipality of Mantua launches two initiatives to attract new residents: the "Benvenuti in città" tender offers a monthly contribution of 150 euros for one year to those who move to the city, while the "Abitare Borgochiesanuova" tender offers…
Amnesty 2024: building peace is coming to remedy the non-conformities of the properties. Here's what you can do

Amnesty 2024: building peace is coming to remedy the non-conformities of the properties. Here's what you can do

April 4, 2024, 17:53 pm | di FIRSTonline editorial team | 0
The Ministry of Infrastructure and Transport has presented a first package of rules to regularize the small discrepancies present in 80% of Italian real estate. The objective is to protect small owners and free municipal offices from backlog practices
Green homes: EU approves the directive on the energy efficiency of buildings. Here's what changes

Green homes: EU approves the directive on the energy efficiency of buildings. Here's what changes

12 March 2024, 16:59 | di Matthew Lirosi | 0
The European Parliament approves the directive to make the EU building stock zero-emission by 2050. Italy is divided: the center-right votes against. What does the directive provide and what will the effects be in Italy?
Real estate market: stable house prices, weak demand and mortgages plummeting in the fourth quarter of 2023

Real estate market: stable house prices, weak demand and mortgages plummeting in the fourth quarter of 2023

4 March 2024, 13:24 | di FIRSTonline editorial team | 0
The Bankitalia survey suggests that while property prices have stabilized in the last quarter of 2023, the sales market is still weak due to difficulty in obtaining mortgages
Rent: in Italy it is worth more than half the salary. Florence is the most expensive city ahead of Rome and Milan

Rent: in Italy it is worth more than half the salary. Florence is the most expensive city ahead of Rome and Milan

13 February 2024, 16:04 | di FIRSTonline editorial team | 0
Italy is last in the European rental ranking, with an average cost for a two-room apartment of 1.400 euros, a figure which for many exceeds half their salary.
Mortgages, rates finally falling. Bank of Italy confirms: drop to 4,82% in December

Mortgages, rates finally falling. Bank of Italy confirms: drop to 4,82% in December

9 February 2024, 16:07 | di FIRSTonline editorial team | 0
According to Bank of Italy, after 24 months of consecutive increases and after reaching the highest level of the last 15 years in November, last December mortgage rates for families fell to 4,82% against 4,92 in the month...
Tax: the Enea portal for Ecobonus and Home Bonus is online. Here's how to send the data

Tax: the Enea portal for Ecobonus and Home Bonus is online. Here's how to send the data

January 29, 2024, 13:43 | di FIRSTonline editorial team | 0
From 26 January it is possible to transmit the paperwork relating to completed building interventions online to the Agency website. Ninety days of time. Helping users is the virtual assistant Virgilio who helps answer questions about tax deductions
Ces 2024: from the robot that reads eyes to the anti-blackout house, here are the new tech trends. Protagonist: AI

Ces 2024: from the robot that reads eyes to the anti-blackout house, here are the new tech trends. Protagonist: AI

January 12, 2024, 8:43 | di paola guidi | 0
Artificial intelligence, sustainability and inclusiveness are the pillars of the Las Vegas technology fair. The most interesting and curious novelties, from the oven backpack to the frying lid
Building bonuses, what changes in 2024? From Superbonus to Ecobonus: here are all the news

Building bonuses, what changes in 2024? From Superbonus to Ecobonus: here are all the news

January 3, 2024, 7:05 | di FIRSTonline editorial team | 0
2024 brings important news for those thinking of doing work at home: the Superbonus is reduced to 70% (and to 65% in 2025), Ecobonus and Sismabonus remain confirmed, while the Furniture bonus undergoes a tightening
Maneuver 2024, a third IMU installment appears: here's who risks paying more and why

Maneuver 2024, a third IMU installment appears: here's who risks paying more and why

December 14, 2023, 12:09 pm | di FIRSTonline editorial team | 0
An amendment to the Budget could trigger a third installment of the IMU, requiring those who have already paid the second to pay an adjustment by 29 February 2024
Super bonus, chaos breaks out again: hypothesis of extension by the majority, but the Mef denies it

Super bonus, chaos breaks out again: hypothesis of extension by the majority, but the Mef denies it

December 12, 2023, 16:00 pm | di FIRSTonline editorial team | 0
The speakers of the Maneuver speak of a possible intervention in extremis on the Superbonus for condominiums, but the Mef categorically denies it: "Excluded"
Imu balance 2023, the deadline for the second installment is approaching: here are the rules for calculating the amount to be paid

Imu balance 2023, the deadline for the second installment is approaching: here are the rules for calculating the amount to be paid

December 12, 2023, 6:27 pm | di FIRSTonline editorial team | 0
The payment of the second installment of the IMU for 2023 must be made by 18 December. Here's who has to pay it, who is exempt, who has discounts and how to calculate the amount
Green homes: gas boilers, photovoltaic panels, efficiency. Here are all the news about the latest EU agreement

Green homes: gas boilers, photovoltaic panels, efficiency. Here are all the news about the latest EU agreement

December 8, 2023, 10:36 pm | di FIRSTonline editorial team | 0
Agreement reached on the new EU Green Homes directive. More flexibility for states. All the news on boilers, photovoltaic panels, stop on incentives
Real estate: the EU directive on green homes is arriving. The race for the best energy class opens and the mortgage goes down

Real estate: the EU directive on green homes is arriving. The race for the best energy class opens and the mortgage goes down

December 6, 2023, 6:40 pm | di Gabriella Bruschi | 0
The EU parliament's vote on the green homes directive is expected on 7 December. Those who want to buy look for those with energy classes from E upwards. Young people are especially interested. Savings with green mortgages
Green homes: Italians attentive to the ecological transition. A research by Europ Assistance

Green homes: Italians attentive to the ecological transition. A research by Europ Assistance

14 November 2023, 16:29 | di FIRSTonline editorial team | 0
Attention to the environment is growing but still little for the domestic ecological footprint. Five behavior patterns identified based on people's habits. Italians are the most worried in Europe about extreme events and the safety of their homes. Here is the result…
Under 36: mortgage benefits extended, but not tax discounts. In 2024, up to 10 thousand euros will be paid

Under 36: mortgage benefits extended, but not tax discounts. In 2024, up to 10 thousand euros will be paid

6 November 2023, 12:00 | di FIRSTonline editorial team | 0
From 2024 you will return to paying registration, land registry and mortgage taxes and - if you buy from a builder - also VAT at 4%.
Maneuver today in Parliament: "No majority amendments". Agreement on short-term rentals. Premiered on Friday in CDM

Maneuver today in Parliament: "No majority amendments". Agreement on short-term rentals. Premiered on Friday in CDM

October 30, 2023, 15:49 am | di FIRSTonline editorial team | 0
Two majority meetings were held at Palazzo Chigi which found a consensus on the Maneuver, but also on the constitutional reforms - Government: "Today the text of the Maneuver will be sent to Parliament"
Short-term rentals: from the flat rate tax rate of 26% to the ruling of the Council of State, up to the limit of 2 nights, here are all the news 

Short-term rentals: from the flat rate tax rate of 26% to the ruling of the Council of State, up to the limit of 2 nights, here are all the news 

October 25, 2023, 12:44 am | di FIRSTonline editorial team | 0
First a decree law, then the 2024 maneuver and the ruling of the Council of State on the obligations for online platforms - A revolution is coming for short-term rentals, here's everything you need to know
Construction boom in 2023. Federcostruzioni sees a more sustainable Italy despite the international crises

Construction boom in 2023. Federcostruzioni sees a more sustainable Italy despite the international crises

October 20, 2023, 15:24 am | di Unjust Nuncio | 0
Good year for public and private construction. Half of the GDP comes from brick and mortar, despite high interest rates, international tensions and expensive materials. Stop Superbobnus
World Convenience in the sights of the Antitrust: investigation for defective products and incorrect assembly

World Convenience in the sights of the Antitrust: investigation for defective products and incorrect assembly

October 4, 2023, 15:08 am | di FIRSTonline editorial team | 0
The Antitrust has opened an investigation into illegal conduct during the delivery and assembly phases of furniture and also in after-sales services
Home: market in crisis in Italy and Europe. Home working empties US metropolises. And Warren Buffet buys

Home: market in crisis in Italy and Europe. Home working empties US metropolises. And Warren Buffet buys

19 September 2023, 14:16 | di Hugh Bertone | 0
The housing market is slowing down due to the tightening of the cost of money in Italy, Europe and the USA where the crisis is spreading to American regional banks. But there are those who buy
Home: real estate sales collapse. Prices slowing down, but Milan is still booming 

Home: real estate sales collapse. Prices slowing down, but Milan is still booming 

18 September 2023, 13:38 | di FIRSTonline editorial team | 0
Due to the increase in rates and the effect on mortgages, sales have fallen by 16% - Prices rise, but less than previously. Milan +7%
Short-term rentals: from the identification code to the minimum limit of 2 nights, the new rules proposed by the Government

Short-term rentals: from the identification code to the minimum limit of 2 nights, the new rules proposed by the Government

8 September 2023, 13:15 | di FIRSTonline editorial team | 0
The Italian Government is also preparing a crackdown on short-term rentals with the aim of providing uniform regulations at a national level. Here are the rules provided for by the bill presented by the Ministry of Tourism
New York, tight on AirBnb: new rules on short-term rentals, platforms could lose 70% of homes

New York, tight on AirBnb: new rules on short-term rentals, platforms could lose 70% of homes

5 September 2023, 12:08 | di FIRSTonline editorial team | 0
A tightening on short-term rentals comes into force on 5 September in New York, which risks knocking out the platforms. The aim is to favor residential rents and lower the price of rents
Home: September is the best month to sell and buy, with advantageous prices. The ECB is less scary

Home: September is the best month to sell and buy, with advantageous prices. The ECB is less scary

4 September 2023, 13:24 | di Gabriella Bruschi | 0
September is the real start of the year for real estate sales and many are taking an interest. According to Reuters surveys, Re/Max and Gabetti September is the best month to invest, with even more advantageous prices
From Superbonus to Ecobonus: here's what changes with the changes to the Pnrr

From Superbonus to Ecobonus: here's what changes with the changes to the Pnrr

28 July 2023, 13:12 | di FIRSTonline editorial team | 0
The revision of the Pnrr illustrated by Minister Fitto foresees the return of the Superbonus. It will be called Ecobonus and will only be available to certain segments of the population. Here's everything you need to know
Thermostat, sensor, camera: all the pros and cons of the smart home. Keep an eye on safety with reliable products

Thermostat, sensor, camera: all the pros and cons of the smart home. Keep an eye on safety with reliable products

21 July 2023, 9:19 | di paola guidi | 0
The digital home allows for very important energy and water savings. But you have to know how to choose. The BTicino case, interacts made in Italy
Mortgages: in the first semester requests collapse and the installment rises by 28%. The surrogates dive

Mortgages: in the first semester requests collapse and the installment rises by 28%. The surrogates dive

17 July 2023, 13:48 | di FIRSTonline editorial team | 0
According to the Crif Mortgage Barometer, in the first half of the year new mortgages disbursed recorded a drop of 21,6% and the average installment soared to 865 euros per month
Real estate: the market is normalizing after the post-Covid leap. For the Nomisma Observatory there is the consumer unknown

Real estate: the market is normalizing after the post-Covid leap. For the Nomisma Observatory there is the consumer unknown

12 July 2023, 14:00 | di Gabriella Bruschi | 0
Repeated monetary tightening has caused hardships. But in Italy employment is at its highest and the economy ranks first in Europe. This could bring good news to the real estate market
Home: German sales plummet. The economy slows down, the big names invest abroad

Home: German sales plummet. The economy slows down, the big names invest abroad

5 July 2023, 15:19 | di Hugh Bertone | 0
The real estate crisis hits Germany. Investments by large companies move abroad. The signs of a slowdown of the German locomotive are growing and suggest caution on Europe
Mortgages: fixed or variable rate? And the substitute? Here's how to escape the ECB hikes and be able to buy a house

Mortgages: fixed or variable rate? And the substitute? Here's how to escape the ECB hikes and be able to buy a house

23 June 2023, 15:40 | di Gabriella Bruschi | 0
Has the mortgage route really become impracticable for anyone wishing to buy a new home? Depends. Scanning the market, you can find interesting mortgage offers
Real estate, sales and mortgages in a nosedive in 2023. Data from notaries give no escape

Real estate, sales and mortgages in a nosedive in 2023. Data from notaries give no escape

20 June 2023, 14:06 | di Gabriella Bruschi | 0
According to the statistical data of the Notary, mortgages fell by 23,56% between January and February and at the end of the year the drop is expected by 10,1%. Different trends: here are the data city by city
New speed limits and concessions on first homes: the novelties of the "Save infringements" decree

New speed limits and concessions on first homes: the novelties of the "Save infringements" decree

8 June 2023, 12:03 | di FIRSTonline editorial team | 0
The CDM has approved a decree which aims to close 8 infringement procedures and 7 pre-infringements. Fitto: "New approach in relations with the EU Commission"
Florence: stop to short-term rentals in the historic center and no Imu for 3 years for those who switch to long-term rentals

Florence: stop to short-term rentals in the historic center and no Imu for 3 years for those who switch to long-term rentals

1 June 2023, 16:53 | di FIRSTonline editorial team | 0
Mayor Nardella: "A bold but necessary move" Florence bids farewell to Airbnb in the historic center Unesco
IMU 2023 calculation, what changes? Exemptions, reductions and rates: here are all the novelties of this year

IMU 2023 calculation, what changes? Exemptions, reductions and rates: here are all the novelties of this year

30 May 2023, 7:22 | di Valentina Nubola | 0
Not only new IMU exemptions and concessions but also new rules for the rates from 2023: if the Municipality does not deliberate and publish them in time, the national minimums will apply. Here's everything you need to know
Real estate: CDP aims for 3 billion assets under management in 5 years for 10 billion invested in the area

Real estate: CDP aims for 3 billion assets under management in 5 years for 10 billion invested in the area

18 May 2023, 14:59 | di Gabriella Bruschi | 0
Cdp Real Asset presented three-year strategies: development of social housing, redevelopment of former public buildings, focus on the tourism sector and growth of the Italian infrastructure market
Real estate and fixed income: where is the real profitability between brick and mortar today?

Real estate and fixed income: where is the real profitability between brick and mortar today?

17 May 2023, 15:44 | di Gabriella Bruschi | 0
The real estate market is falling from the peaks of recent months to more balanced and all in all more sustainable levels. But now real estate investing, burdened with many "hidden" costs, has a competitor: fixed income.
Giuseppe Valditara, Minister of Education and Merit

Giuseppe Valditara, Minister of Education and Merit

11 May 2023, 6:02 | di Franco Locatelli | 0
Giuseppe Valditara (Milan, 12 January 1961) is an Italian politician and jurist, since 22 October 2022 he has been minister of education and merit in the Meloni government
House: the Mayors against the Government. Rain of criticism after the ReGIS case for PNRR projects

House: the Mayors against the Government. Rain of criticism after the ReGIS case for PNRR projects

April 9, 2023, 6:35 pm | di Unjust Nuncio | 0
The Mayors are asking the Meloni government for targeted interventions to address the housing emergency. 10 million empty houses throughout Italy. Thousands of unused public buildings
Case Green: what the EU directive says that scares Italy. Here is the handbook on classes, penalties and bonuses

Case Green: what the EU directive says that scares Italy. Here is the handbook on classes, penalties and bonuses

16 March 2023, 13:55 | di Matthew Lirosi | 0
In Italy there are 1,8 million most polluting buildings that need immediate intervention. There are some exemptions to the directive. If not in order, from 2030 the sale of the house will stop. Here's everything you need to know about the Homes Directive…
Green houses: green light from the European Parliament to the EU directive on energy efficiency

Green houses: green light from the European Parliament to the EU directive on energy efficiency

14 March 2023, 17:14 | di FIRSTonline editorial team | 0
The "Energy Performance of Building Directive" for the energy efficiency of buildings throughout Europe has been approved in the Plenary. Italy, which voted no, is against it. Picket: "We will defend ourselves"
Youth rental bonus 2023: here's who is entitled to it and how to apply to the Revenue Agency

Youth rental bonus 2023: here's who is entitled to it and how to apply to the Revenue Agency

9 March 2023, 9:05 | di FIRSTonline editorial team | 0
The rental bonus for young people with a low income allows you to obtain up to 2.000 euros of tax deduction on the rent: here is the complete guide
Preliminary sales contract, online registration from 7 March: this is how it works

Preliminary sales contract, online registration from 7 March: this is how it works

6 March 2023, 12:27 | di FIRSTonline editorial team | 0
It will also be possible to calculate the amount of taxes due and pay the bill to the Revenue Agency directly by direct debit on the current account: here are all the details
The 10 most expensive neighborhoods in Italy between Milan and Rome: up to 9.000 euros per sq m. The ranking of Immobiliare.it

The 10 most expensive neighborhoods in Italy between Milan and Rome: up to 9.000 euros per sq m. The ranking of Immobiliare.it

28 February 2023, 17:02 | di FIRSTonline editorial team | 0
In the top ten positions Milan dominates, and secondly Rome. It starts from 9.000 euros per square meter in the Milanese center, to 7.300 euros for the Colosseum and Trevi Fountain. Here is the ranking
Home, mortgage or rent? The first solution is better despite the ongoing rate hike

Home, mortgage or rent? The first solution is better despite the ongoing rate hike

14 February 2023, 15:35 | di Gabriella Bruschi | 0
There is a demand for rentals, but the rents are very high and the offer is very limited. More convenience and greater flexibility are instead the characteristics of the new mortgages. Despite the rate hike
Green houses: the increasingly divisive European directive. The Meloni government is thinking of new incentives

Green houses: the increasingly divisive European directive. The Meloni government is thinking of new incentives

January 29, 2023, 7:20 | di Unjust Nuncio | 0
The directive is foreseen by the European program on the reduction of harmful emissions. The complaints of the builders and the favorable opinion of the green associations accompany the discussion at the European level. Italy lags behind France and Germany in terms of public aid.
Real estate market: growth driven by Superbonus and subsidized mortgages

Real estate market: growth driven by Superbonus and subsidized mortgages

9 November 2022, 16:10 | di Matthew Lirosi | 0
A study by the Gabetti Research Office analyzes the real estate market in the first nine months of 2022: the purchase of first homes is growing, driven above all by mortgage concessions and the Superbonus
Gas bills down thanks to the mild climate and the collapse in prices but home mortgages towards 5%

Gas bills down thanks to the mild climate and the collapse in prices but home mortgages towards 5%

2 November 2022, 9:01 | di FIRSTonline editorial team | 0
Expensive energy is easing but the increase in ECB rates explodes the expensive home loan
Imu prima casa, double exemption for spouses living in different Municipalities: the reversal of the Consulta

Imu prima casa, double exemption for spouses living in different Municipalities: the reversal of the Consulta

October 14, 2022, 11:08 am | di FIRSTonline editorial team | 0
According to the judges of the Consulta, the Imu exemption on a single house of spouses living in different municipalities is unconstitutional: it favors unmarried couples and penalizes the family
Home: 29% of Italians want to move, here are the criteria for choosing and preferences

Home: 29% of Italians want to move, here are the criteria for choosing and preferences

October 11, 2022, 7:00 am | di FIRSTonline editorial team | 0
Covid has changed our way of living at home, which has become more and more an individual place and less and less of conviviality. This is what Italians are looking for
Real estate: the managers of Professione Casa gather in One Vision with 86%, Gabetti remains with 13,8%

Real estate: the managers of Professione Casa gather in One Vision with 86%, Gabetti remains with 13,8%

27 September 2022, 6:02 | di Gabriella Bruschi | 0
With a management buyout operation, the top management of Professione Casa take control. Among the new targets are the luxury and business sectors, bringing the number of agencies to 500 from the current 330
Home: Milan leads the increase in sales in the first half of 2022. Gabetti's ranking

Home: Milan leads the increase in sales in the first half of 2022. Gabetti's ranking

22 September 2022, 14:12 | di FIRSTonline editorial team | 0
Gabetti's report on the first six months of 2022 reassures: the housing market is holding up to the impact of inflation and the crisis following the war in Ukraine. Increased sales
Variable-rate to fixed-rate mortgage subrogation: how it works and when it's convenient

Variable-rate to fixed-rate mortgage subrogation: how it works and when it's convenient

18 September 2022, 12:27 | di FIRSTonline editorial team | 0
With the subrogation of the loan it is possible to switch from one bank to another at more convenient conditions and at zero costs by changing the duration and interest rate. But when is it convenient?
Real estate market 2022 to frame: the year will close with a growth of almost 10%

Real estate market 2022 to frame: the year will close with a growth of almost 10%

16 September 2022, 16:05 | di FIRSTonline editorial team | 0
According to Scenari Immobiliari's European outlook 2023, in 2022 the turnover of Italian real estate will grow by 9,9% to 139 billion. Positive estimates also for 2023.
Mortgage rates on the rise, which is better? Here are the 4 options: fixed, variable, with ceiling or constant rate

Mortgage rates on the rise, which is better? Here are the 4 options: fixed, variable, with ceiling or constant rate

13 September 2022, 13:26 | di FIRSTonline editorial team | 0
The increase in interest rates by the ECB has made mortgages more expensive: fixed, variable, capped or constant rate. Here's how housing finance is changing
Condominium expenses, from September price increases in sight for three out of four families: alarm from the administrators

Condominium expenses, from September price increases in sight for three out of four families: alarm from the administrators

2 September 2022, 15:56 | di FIRSTonline editorial team | 0
Incoming increases for the condominium expenses of the Italians. But good news from Turin: from now on, the simple majority of the condominium assembly will suffice to change an old boiler in a building
Mortgages, installments on the rise: the ECB effect also weighs

Mortgages, installments on the rise: the ECB effect also weighs

23 July 2022, 7:00 | di FIRSTonline editorial team | 0
The historic increase in interest rates established by the ECB will have direct effects on mortgage payments
IMU, down payment by 16 June 2022: all the rules on exemptions, rents, rates, spouses and free loan

IMU, down payment by 16 June 2022: all the rules on exemptions, rents, rates, spouses and free loan

13 June 2022, 6:32 | di FIRSTonline editorial team | 0
June 16th is the deadline for paying the Imu 2022 down payment: here is a brief guide with the news and everything you need to know about the municipal property tax
Intesa Sanpaolo at the Salone del Mobile 2022: fundamental sustainability, a change of culture is needed

Intesa Sanpaolo at the Salone del Mobile 2022: fundamental sustainability, a change of culture is needed

8 June 2022, 17:14 | di paola guidi | 0
Intesa Sanpaolo presented the report "Sustainability and circularity in the home system" at the Salone - Better turnover and profitability for those who have made green investments
Home loans more expensive: war and inflation push rates up

Home loans more expensive: war and inflation push rates up

April 5, 2022, 12:58 pm | di FIRSTonline editorial team | 0
The golden phase of interest rates is over - War and inflation also affect home loans: fixed rate soars, variable rate loans are more expensive with the ECB effect
Property market: war and inflation inflame prices but slow down sales

Property market: war and inflation inflame prices but slow down sales

April 2, 2022, 6:34 pm | di FIRSTonline editorial team | 0
According to Tecnocasa and Nomisma, house prices will continue to rise, especially in large cities such as Milan, Florence and Bari. Genoa is bucking the trend. There is a growing interest in one-room and two-room apartments
Is the house still a safe haven in difficult times? The risks not to be overlooked and the possible alternatives

Is the house still a safe haven in difficult times? The risks not to be overlooked and the possible alternatives

20 March 2022, 6:30 | di Gabriella Bruschi | 0
Very volatile real estate market, decreasing average prices over the last 10 years, costs and risks that should not be overlooked. Is the house always a safe reinvestment? The real estate ETF alternative
Mortgages, boom in new home loans in 2021: almost 65 billion, +12 compared to 2020

Mortgages, boom in new home loans in 2021: almost 65 billion, +12 compared to 2020

19 February 2022, 6:10 | di FIRSTonline editorial team | 0
According to a survey by Intesa Sanpaolo, in December new mortgages for the purchase of homes marked a change of 4,7% on an annual basis, the highest since November 2011
Ban on selling and renting polluting houses: the EU has second thoughts

Ban on selling and renting polluting houses: the EU has second thoughts

December 15, 2021, 16:03 pm | di FIRSTonline editorial team | 0
The proposal has disappeared from the final version of the proposal for a directive on energy efficiency of buildings - Among the measures launched, a stop to gas boilers by 2040
Savings: 110 billion more on current accounts, Omicron "will not derail the recovery"

Savings: 110 billion more on current accounts, Omicron "will not derail the recovery"

December 14, 2021, 15:16 pm | di Vittoria Patane | 0
According to a survey carried out by Intesa Sanpaolo and Centro Einaudi, while liquidity continues to increase, the number of savers drops - The percentage of involuntary and precautionary savers, on the other hand, rises - Italians want bigger houses, more confidence in…
Superbonus 110%: new arrivals

Superbonus 110%: new arrivals

December 13, 2021, 15:55 pm | di FIRSTonline editorial team | 0
The agreement that is looming for 2022 starts from the abolition of the Isee roof on single-family houses - No restrictions on first homes
Imu 2021, second installment due: rules and exemptions

Imu 2021, second installment due: rules and exemptions

December 13, 2021, 13:18 pm | di Charles Musilli | 0
The second IMU 16 installment must be paid by 2021 December. The rules on the 25 and 50% discounts remain valid, but the exemptions are reduced compared to the June down payment - For the rates, pay attention to the municipal resolutions
Invoice discount and 110% Superbonus: let's take stock

Invoice discount and 110% Superbonus: let's take stock

12 November 2021, 6:30 | di Charles Musilli | 0
The budget maneuver arrives today in the Senate: here's how the rules on bonuses for construction works have changed in recent weeks
Superbonus 110%: news on invoice discount and credit transfer

Superbonus 110%: news on invoice discount and credit transfer

8 November 2021, 12:00 | di FIRSTonline editorial team | 0
According to some rumors, the government would like to change the maneuver on these issues even before arriving in Parliament - Changes also coming to the rules for single-family houses
Evergrande collapses on the stock market: either pay on Saturday or default

Evergrande collapses on the stock market: either pay on Saturday or default

October 21, 2021, 13:49 am | di Hugh Bertone | 0
Negotiations for the sale of the real estate giant failed. Its crisis hits the Hong Kong Stock Exchange like a typhoon and also slows down European lists that fear repercussions. And for the first time the value of…
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BTP Italy

BTP Italia Sì, the Treasury: "More than €8,8 billion raised, rate confirmed at 1,60%"

FIRSTonline editorial team | June 19, 2026, 14:29 am

Italy raised over €8,8 billion from small investors with the new BTP Italia Sì. On the fifth and final day of placement, orders totaled €744,2 million. Additional maturities and premiums

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Summer, temperatures, record heat

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Companies speak: press releases

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Ernesto Auci | June 14, 2026, 6:12 am

Alberto Pera, a lawyer and former secretary general of the Antitrust Authority, warned of the risks posed by these delays.

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Europe and the US are increasingly distant, there's no going back. "We need a stronger EU pillar in NATO," says Jorn Fleck (Atlantic Council).

Louis Marcadella | May 31, 2026, 6:30 am

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