Upb on the budget: families and public employees are the main beneficiaries
Effects on balances confirmed compared to the initial version, numerous new interventions but with a limited impact and provided with coverage
Femicides: "Girls, stay away from those who have never become adults and want everything for themselves." Bernardini de Pace speaks
INTERVIEW WITH ANNAMARIA BERNARDINI DE PACE - For the Milanese lawyer, the murder of Giulia Cecchettin, at the hands of her ex-boyfriend Filippo Turetta, is not a question of patriarchal culture. The danger is being next to men who have not elaborated the meaning...
Bank of Italy: retail investors more than quadrupled purchases of risky securities in 2022
Among the complex securities preferred by families are certificates and AT1s. For Bank of Italy, the phenomenon is now under control, but it could be risky in the event of adverse scenarios.
Bank of Italy on financial stability: risks on the rise, but households, businesses and banks are more solid than in the past
In the latest report on financial stability, the Bank of Italy warns of the risks that are slowing down the economy, but reassures: households, businesses and banks are more solid than in the past
Quater Aid: cash cap at 5 euros, bills for companies and 9 billion against price increases, Superbonus at 90%
Revision of the Superbonus, extension of measures against high energy costs and installments of bills for businesses, reduction of taxation of fringe benefits: these are the main interventions of the Quater Aid Decree approved yesterday evening by the CDM
Expensive energy and inflation: slowdown in economic activity and confidence in households and businesses. The complete report of Bank of Italy
The high energy price, inflation and the effects of the war in Ukraine weigh and hold back economic activity in every division: the most penalized sectors are those with high energy intensity. The gap between North and South remains wide. The ratio of…
Intesa Sanpaolo, Messina: "I won't be a minister and I would like to continue leading the bank for another mandate"
"I will not enter the government but I will continue to lend a hand to the country by leading Intesa Sanpaolo" says the CEO Carlo Messina: within the year 70 billion of loans disbursed by the bank
Discounts on bills and bonuses of 150 euros for employees, the self-employed and pensioners: the news of the Aiuti Ter decree
Allocated new resources for families, businesses and local authorities without budget deviations: this is what the Aiuti Ter decree approved by the CDM provides
Expensive gas and winter 2022: families can be protagonists of energy independence. that's how
Three immediate proposals to push families, which represent a quarter of energy consumption in Italy, to assume a central role in the emergency - The importance of photovoltaic panels and more
Gas, racing without brakes but Draghi is there and is preparing a 3-point decree to support businesses and families
Faced with the soaring gas prices, the Government prepares a new decree without budget deviation: three salient points
Families, Bank of Italy: incomes still 8% lower than in 2006, while inequalities are on the rise
According to the Via Nazionale survey, in 2020 the richest 7% of Italian families had 50% of the assets, while the least wealthy 50% owned only 8%
Inflation inflates food spending, families rediscover recycling and poor peasant cooking
Not only the Ukraine crisis, some increases had already been in place for some time. The shopping cart gets heavy. Families discover grandma's old recipes. And many reinvent their work
Irpef reform and single check, Bank of Italy: "They will bring an average increase in income of 522 euros"
Furthermore, according to Via Nazionale, the Irpef reform and the single check will reduce inequalities and poverty, while the incentives to work and earn more will increase
Def, 2022 GDP at 3,1% and 5 billion in new support. "We will do everything possible for families and businesses"
Unanimous green light from the Council of Ministers for Def 2022: less deficit and debt and GDP at 3,1% - Decree for new support of 5 billion against high energy prices
Single allowance: who earns the most? For the UPB, self-employed workers and large families
According to the Parliamentary Budget Office, those with an income and four children receive around 1.700 euros more per child - But the outdated cadastral income causes distortions
Single child allowance 2022: from the Isee to the application, from the amounts to the Iban, here's what you need to know
From March XNUMX, the single child allowance replaces a series of services - Here is a brief guide with the most common questions: from the requirements to the amounts, from the Isee to the Iban
Irpef reform and Single check reduce inequalities in Italy
According to a study by the MEF, the cumulative effect of the two reforms improves the indices relating to inequality and the distribution of wealth in our country
Wealth: in the black year of Covid, the wealth of Italian families is growing
According to a study by Istat and the Bank of Italy, in 2020 the wealth of Italian families grew by 1% compared to 2019, reaching 8,7 times the disposable income
Inps, single allowance for children: application, amount and renewal
The application must be submitted every year - It starts in March and ends in February of the following year - Here's everything you need to know
Single allowance for children: this is how the amount is calculated
The Council of Ministers has approved the implementing decree of the single universal child allowance - Applications from January 2022, disbursements from March - Here's who can receive it and how to calculate the amount of the new instrument that will replace all the others...
Bank of Italy: "Less pessimistic families on the economy and work"
The share of Italians who expect conditions to worsen in the coming year drops by 8%, to 38% - But still many households have a lower income than pre-pandemic levels
Bankitalia promotes the single cheque
Based on a simulation by Via Nazionale, the new subsidy could guarantee "a strong reduction in inequality and individuals in absolute poverty" without negative effects on the labor market
CiviBank goes: loans grow again in 2021
The former Banca di Cividale records a sharp increase in loans to households and businesses in the first half of 2021. This is the best result in the last three years. Driving the growth are home loans and loans for Ecobonus
Nuova Banca dei Territori di Intesa is worth half of Italy's GDP
After the merger with Ubi, the Banca dei Territori of the Intesa Sanpaolo group redesigns, under the leadership of Barrese, its organization divided into 12 regional departments: 13,5 million customers, 50 employees and 800 billion euros in loans…
Household spending ready to rocket
THE HANDLES OF THE ECONOMY FOR MAY 2021/2 - Because consumption will grow a lot. And in which sectors. The lack of chips gets in the way. And the sword of Damocles of the virus.
Covid divides families: some save money, others struggle with rent
According to a Bank of Italy survey, the propensity to save is still high, but at the same time many households have serious material difficulties and are cutting back on basic necessities
Draghi reassures AstraZeneca and announces a new deviation
The Premier, on a visit to the Fiumicino vaccination hub, talks about the new measures to support families and businesses and announces the request for a new budget gap - On vaccines: "In 11 days the average of vaccinations has doubled, the goal…
Healthy food, De' Longhi buys Capital Brands
The American company is based in Los Angeles: its acquisition is a great opportunity for the De' Longhi group which will pay 421 million dollars to acquire 100%
Bank of Italy: GDP in 2020 -9,5%, two years to recover
According to Bankitalia, after the record reduction in the first half, GDP could expand again in the second, especially with effective use of EU instruments
Families: 55% at risk of poverty with another lockdown
According to a study by the Bank of Italy, more than a third of individuals have enough liquidity for less than 3 months to cover essential family consumption expenses in the absence of other income
Inps, babysitter bonus 2020: here are the instructions
INPS has published a circular with all the instructions on the 2020 babysitter bonus: requirements, amounts, payment methods and cases of exclusion
Holiday bonus: the complete guide in 5 points
The bonus can go up to 500 euros, but not for everyone - There are limits on income and spending methods and to apply you need to download an app - Here, in short, all there is to…
Bank of Italy, who will pay for the losses from Covid-19? Shooting tips
"Post-Covid business support measures and their medium-term implications" is the title of a study by three Bank of Italy economists who explain: "The recovery of economic activity is linked to the way in which…
Bank of Italy: "Families and businesses more solid than the last crisis"
In its latest bulletin, the central institute does not hide that the impact of the coronavirus on the economy will be heavy - a week of lockdown alone costs 9 billion of GDP - but also underlines that today families, businesses and banks are in…
Moratorium on SME loans and guarantees: already 660 requests
The two measures to support liquidity in times of coronavirus are promoted by a task force that includes Mef, Banca d'Italia, Abi, Mediocredito centrale, Mise and Sace Simest
Coronavirus, Ubi supports families and businesses
The Lombard bank has launched "Relaunch Italy", a 10 billion euro aid program: here are all the initiatives in support of the emergency.
Parental leave and babysitter vouchers: new measures are on the way
"From Monday parental leave and vouchers for families" who are facing the Coronavirus emergency. Minister Bonetti announced it - Here are all the new arrivals.
Schools closed, babysitter vouchers at the studio
The Minister of the Family, Elena Bonetti, has proposed a voucher for families who have to bear extraordinary costs to pay babysitters for the closure of schools - Health: Government allocates 600 million to immediately hire 20 thousand doctors...
Government, Coronavirus: "7,5 billion for families and businesses"
A new decree with "extraordinary and urgent" economic measures is on the way - 7,5 billion euro deficit shift announced - Referendum on cuts in parliamentarians postponed - Here are all the measures
Bonus anti-abandonment devices: how to apply
From 20 February you can apply for the bonus on anti-abandonment devices - Who is it for? How to request it? Amount? Here's everything you need to know
HAPPENED TODAY – In 1927 fascism imposed a tax on celibacy
Established by the Fascist regime 93 years ago, it affected over 3 million still unmarried Italians until it was abolished in 1943 - but it was a flop: during that time the birth rate even decreased.
Poste opens its doors to the families of employees
The appointment with "Posteapertetuttol'anno" is back, a series of initiatives that involve the families and children of employees in the office, with games and themed activities.
Italians and savings: Acri-Ipsos survey
In the traditional Acr-Ipsos survey on the occasion of Savings Day, the widespread feeling emerges that the crisis is still long to overcome but households that save are increasing even if the preference for liquidity remains
Credem focuses on consumer credit and launches Avvera
The Emilian group presented in Milan the new financial intermediation company that will deal with mortgages but above all with personal loans and salary-backed loans - Objective: one billion loans a year by 2022.
Bank of Italy, businesses: more loans in the North East, but less investment
After four years of growth, the demand for business loans decreases slightly, with the exception of the North East - The share of loans destined for productive investments decreases
Milan, UBI opens the Piccolo to children and rewards actresses
Last Saturday Ubi Banca presented the season dedicated to children and families in the historic Milanese theater - Tonight, again at the Piccolo, the presentation of the 32nd Eleonora Duse prize.
Earthquakes and floods: Cattolica alongside families and businesses
The Venetian insurance company has launched new coverage for all Cattolica&Casa and Cattolica&Impresa policyholders, intended for risks from natural catastrophes.
Seniors, Ipsos: feeling useful to age well
The survey conducted by the research company revealed the strong participation in family life of Italian grandparents compared to European grandparents.
Popular banks: 40 billion to businesses and households in 2018
At the end of June, the credit disbursed by cooperative banks to businesses and households increased by 1,4% in trend terms - 15 billion in loans went to smaller businesses, 23 billion to the others and 7 billion to households for the new…
Families: consumption is on the rise, but there is an abyss between North and South
According to Istat, in 2017 the average monthly expenditure amounted to 2.564 euros, an increase compared to 2016 (+1,6%), but still far from the 2011 figure (2.640 euros) - The gap between the higher than…
Dear spread how much does it cost me?
From the BLOG ADVISE ONLY - The spread is back in the limelight, with its fluctuating trends due to the convulsive last weeks of our politics. But what effects can its hypothetical dizzying increase have on our real economy?
Generali: The Human Safety Net, first project for families
In Trieste opens "A village to grow" to promote equal development opportunities for boys and girls from 0 to 6 years.
OECD: in Italy household income rises more than GDP
In the fourth quarter of 2017, the real per capita income of households in the OECD area rose by 0,3%, while per capita GDP grew by 0,5%. - Reverse trend for Italy: +0,8% for household per capita income, +0,3%…
Italian families, wealth changes: homes are worth less, finances grow
FOCUS BNL - The saving capacity of Italian households has significantly decreased while wealth is stagnant - However, its composition changes because between 2011 and 2016 the value of homes decreased by…
Large Italian families, a treasure trove of 9 billion
According to an analysis by Il Sole 24 Ore, the families that have their hands on the large holdings of Piazza Affari currently have very high liquidity: the Benettons and the reserves of the Del Vecchio family (Luxottica) in Luxembourg stand out above all.
Water: from 2018 new social water bonus for disadvantaged families
Discount on the bill for families with an annual income of less than €8.107, which rises to €20 if you have three dependent children
Istat: August GDP +0,4%, at the top for 6 years
In August, reassuring news on the main components of the economy. The international picture supports and confirms the growth trend of our country in the monthly note of the Institute of Statistics. The US economy is driven by exports, Spain is running in the Eurozone…
Inclusion Income (Rei): what it is, how it works and who can receive it
Up to a maximum of 485 euros per month for beneficiaries of the anti-poverty measure - The amount will vary from 190 to 485 euros per month, but there are very stringent access requirements - Applications to be submitted to the Municipality…
Bills: from 1 July electricity increases, but gas drops
Due to the heat and the increase in consumption, the gas bill will rise by 2,8% - The gas bill will drop by 2,9%, from October 2016 to September 2017, saving 40 euros per family.
Bank of Italy: household incomes on the rise, but inequalities unchanged
According to the Bank of Italy's annual report, household incomes have risen by 3 percentage points in the last three years, mainly thanks to the increase in employment - income inequality remains unchanged, but the risk of poverty…
The savings of Italian families ends far away
The fact that the main shareholders of the major Italian banks are foreigners and above all American funds distances the allocation of our household savings from Italy and re-proposes the importance of the local bank
Italian families save and invest less but prefer foreign securities
FOCUS BNL - Italian families are still rich today, but they are less so than they were in the past: their financial portfolio has been surpassed by those of French and German families but it is increasingly internationalized
Bank of Italy: vulnerable banks but improving. Families grow stronger
According to the latest report on financial stability by the Bank of Italy, the ability of households and businesses to repay debts is improving, while the profitability of banks has been affected by value adjustments, but prospects are improving and the capital position…
ViViBanca is born for household credit and online collection
Filing of the merger deed between TerFinance SpA and CrediTer, formerly Credito Salernitano - A new national reality is born, specialized in household credit through salary-backed loans and online deposits on the retail market.
The population is ageing: fewer young people and more over 65s
FOCUS BNL - Reduced fertility and greater longevity are causing low growth in the world population and progressive aging - In 2050 young people under the age of 14 will be only 21% while the percentage will double…
Voucher, go to the single text: this is how they will change
According to the new text, which will be examined by the Chamber on Tuesday, work activities paid in vouchers, both by businesses and households, "cannot give rise to compensation exceeding 5000 euros in the course of a calendar year. Notwithstanding…
Italian households, median wealth in sharp decline (-22%)
FOCUS BNL - Between 2010 and 2014 the average wealth of Italian families fell by 22% (-10% in Europe) but with strong differences: from -23% for the weakest families to -9% for the wealthiest ones - …
Bank of Italy survey: loans to businesses and households are growing
Bank of Italy survey on regional economies: check up on loans to businesses and households and on deposits
Family allowances 2017: 800 euros for each newborn, who can have them and how
The bonus is provided for by the 2017 Budget Law which establishes, starting from 1 January, a permanent "birth bonus", intended for those who decide to give birth to a child - In support of families, also established…
Savings, ING Bank: households have more confidence in their financial situation
The ING Bank Financial Welfare index shows greater confidence than in the past - Household satisfaction with their income returns to 2011 levels - Millennials are the most optimistic, while the self-employed have no…
Low inflation and households: who gains and who loses
FOCUS BNL - In Italy the dynamics of the last 3 years by no means compensate for the run in prices recorded in the previous period, much more sustained than that experienced in Germany or France - The price was paid by…
Savings: in the era of zero interest, families choose homes and deposits
The "Survey on savings and financial choices of Italians 2016" by Intesa Sanpaolo and Centro Einaudi presented in Turin. The recovery is slow but expectations are improving for 60% of families. You still save too much…
Banks: loan rates will drop by 20%
"A decrease of about 20 basis points in the interest rates applied by banks to new loans to the private sector". This is the estimate of the Bank of Italy based on savings on funding that credit institutions will have with…
Electricity bills: Similar Protection is under way
The new transitional mechanism will start in January 2017 and will allow voluntary acceptance, via the web, of a supply with a standard contractual structure defined by the Authority - A tool to accompany the consumer towards forms typical of the free market.
Ing Bank: cautious increase in the financial well-being index
Improved perception of disposable household income, which returns for the first time to pre-crisis levels, and satisfaction with the size of long-term debt - Slight setback in investments due to market volatility.
Pansa: "The wealth of households should be directed towards investments"
WEEKEND INTERVIEWS - Alessandro Pansa, the former CEO of Finmeccanica who now sits on the board of directors of Banca Popolare di Vicenza saved by Atlante, speaks: "To make the Italian economy grow, you need to focus on investments, which collapsed in the crisis, but…
Bank of Italy: financial wealth exceeds 4 trillion
Household wealth also rose, rising by 1,2% last year, supported precisely by the financial component. - The purchasing power of families is growing, thanks to the improvement in the conditions of the labor market and to the fiscal measures of the Government.…
The perfect storm hitting the banks
The mix of economic stagnation, low rates, regulatory burdens, rain of sentences and legislative measures is putting a strain on banks, especially Italian ones and local ones in particular - Banks have made their mistakes…