Axa Mps Vita launched Double Engine Easy today, 25 June, a multi-class single-premium policy that allows you to invest both in separate management and in unit-linked internal funds.
According to what can be read in the company's note, "with a minimum premium amount of 500 euros, Double Engine Easy guarantees a high level of flexibility, allowing the contractor to decide whether to divide the investments between the funds and the segregated management according to a free profile, based on risk appetite and investment objectives”.
There will be a total of four internal funds available, including the new AXA Internal Fund "Flexible Strategy".
After two months from the subscription date, the contracting parties will have the possibility to modify the distribution of the investment, diverting their money towards potentially more interesting markets. The first two switches for each year are free.
Furthermore, from the first year, the policy can be totally or partially redeemed at any time. The contractor can also decide to have more than one beneficiary, which can be freely changed during the course of the contract.
“The product – explains the company – also offers the security of being protected in the event of serious unforeseen events, thanks to coverage in the event of death from accidents”.
Finally, from a fiscal point of view, neither the payment of stamp duty on the separate management nor taxes on the capital gains obtained in case of relocation of funds, switch, are envisaged. In the event of death, the insured amount does not form part of the estate and is therefore not subject to inheritance tax.
