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Pensions, fourteenth for the minimum and maximum cost of 20% for advances

“We are counting on allocating six billion over three years for welfare interventions and we want to share the objectives as widely as possible. The government is working to find the maximum sharing possible", said the Minister of Labor Giuliano Poletti at the meeting with the unions underway in via Veneto, at the end of which a memorandum of agreement was signed - Fourteenth month extended to 3,3 million of people.

Pensions, fourteenth for the minimum and maximum cost of 20% for advances

Six billion in three years for pensions, against the 7,5 billion (2,5 a year) requested by the unions. On the day of the meeting between the government and the trade unions, the day after theupdate of the economics and finance document, the figures arrive, which are in any case higher than those initially estimated, ie 1,5 billion a year for a total of 4,5. At the end of the meeting, an agreement report of five folders was signed, which identified the measures that will be put in place in the next three years, including the Ape, the intervention on the early and the extension and the 'increase in the fourteenth salary for pensioners with the lowest incomes. "We concluded this phase with the signing of a report which represents the synthesis of a work that we considered important", said the Minister of Labor Giuliano Poletti,

“We are counting on allocating six billion over three years for welfare interventions and we want to share the objectives as widely as possible. The government is working to find as much sharing as possible,” he said the Minister of Labor Giuliano Poletti at the meeting with the trade unions taking place in via Veneto. Already in the morning, Prime Minister Matteo Renzi had been clear: "The measures do not depend on the negotiation with Brussels", he explained, speaking of "small steps". For the Prime Minister, the central point is the so-called Ape, the loan that will allow you to leave your job three years earlier than expected to those born between 1951 and 1953 up to a maximum of three years and seven months (for the over 63s, from 2017). And then the fourteenth for the minimums. “You can retire earlier than the rules of the Fornero law and accepting a small salary penalty, not free – he said in an intervention on Rtl-. The minimums? They will have a sort of fourteenth, we will be able to give some more money”. An increase is on the table for existing ones (there are around 2,1 million recipients with checks of up to 750 euros) and new ones will be recognized for those with a pension between 750 and one thousand euros with a minimum contribution base. or another 1,2 million people, for a total of 3,3 million.

The voluntary Ape, i.e. the bridging income with secured bank financing and repayment spread over the first 20 years of retirement, will have a total net cost not exceeding 6% per year, to remain within a cumulative ceiling of 20% in the case of a maximum advance option of up to 3 years and seven months, net of the tax relief regimes. On the Ape, the latest curiosities still to be resolved concern the final audience of subjects worthy of access to the "social" version, which will be free of charge up to a maximum gross pension of 1.500 euros, with the excess portion usable as a basis for calculation for partial contribution to the reimbursement. While for the corporate Ape, which can be activated on the basis of negotiating agreements in cases of crisis or restructuring, it will be necessary to understand how much of the 0,30% contribution now allocated to mobility (which disappears in 2017) can be used by companies to finance this secured bridging loan and in what form.

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