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Pensions, Quota 100 favors men and the North

According to INPS monitoring of the first nine months of the year, early retirements are a prerogative above all of employed male workers residing in the North - Prevalence of working women instead in old-age pensions

Pensions, Quota 100 favors men and the North

Monitoring by INPS over the first 9 months of the current year allows us to have an overview of what happened in the private social security system (it is not clear why the Institute is not yet able to carry out monitoring with the same frequency of the treatments of the public sector since several years have passed since the incorporation of the Inpdap) following the application of the experimental and temporary rules introduced by the decree law n. 4/2019, in particular: quota 100 for the three-year period 2019-2021; block at 42 years and 10 months, with one year less, for female workers, until 2026, of the ordinary seniority treatment regardless of the age requirement. Table 1 highlights (we only consider the Fund for employees due to its importance) the trends for each type of service, comparing the data for January-September 2019 with the same period of 2018 and with the overall results of the same year. 

As can be seen – in the face of a clear reduction in the flows of old-age and invalidity retirement, services for which the periodic automatic adjustments to the increase in life expectancy have not been blocked – there has been an acceleration of advance payments which in September exceeded those of the corresponding period of 25 by 2018 and reached the overall level of the previous year a quarter earlier. 

This is an understandable outcome, due to the fact that the maneuver for the current year had the explicit objective of favoring individuals who have the personal conditions and requisites for accessing early retirement and who therefore constitute the "privileged" segment '' of the labor market: a privilege that derives from having belonged to a historical and economic phase in which access to the labor market took place at a young age and continued in a context of substantial stability, allowing for the accumulation of the required contribution requirements at an age certainly not old.

Obviously, given how the production structure and the labor market are distributed, early retirement ends up being (and remaining) a prerogative of employed male workers residing in the North. As can be seen in table two, as far as gender is concerned, while in the case of old age there is a prevalence of female workers, the ratio reverses and by a lot in the seniority/anticipated sector. What, with a caveman term, is defined as the ''maleness rate'' of pensions in the present case is very evident. Why women predominantly make use of old age, while men flock to early treatments. There is no normative trap: it is a consequence produced by social reality. Women, in general in the private sector, are unable - for many absolutely understandable reasons - to accumulate a seniority of contributions exceeding 40 years and therefore are induced to avail themselves of the requirement of 20 years, sufficient - at the age of 67 – to get the pension.  

The other characteristic – also easily understandable if one thinks of the structure of the Italian economy – lies in the rate of ''northernism'' in early retirements (table 3) .

It should be noted, however, that the relationships concerning the territorial distribution have remained almost constant. However, even in this case it can be noted that in the first nine months of the current year, the levels relating to the whole of 2018 were reached, while the number of old-age benefits has decreased for the same reasons mentioned above; or, in the first half of the year, the increase in the age requirement required for the payment of the old-age pension was triggered due to the 5-month increase in life expectancy. The same principle applied to invalidity treatments and to the social allowance.  

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