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Pensions, news for 2019: seniority, early retirement, women's option and Ape social

With the new incoming decree, the Government cancels the increase in the requirements for access to seniority benefits and the retirement of early workers, but at the same time introduces new waiting windows - Extensions coming soon for Option woman and Ape social

Pensions, news for 2019: seniority, early retirement, women's option and Ape social

Not only share 100. The social security package of the decree that the Government is expected to approve this week contains news on other fronts as well: from old-age pensions to the scheme for early workers, from the Women's Option to the Social Bee.

LONG LIFE PENSIONS

With regard to seniority benefits – which can be accessed on the basis of a long history of contributions, regardless of age – the Government has blocked the increase in requirements foreseen for this year.

Based on the rules previously in force, from 2019 the bar should have risen by five months for the adjustment to life expectancy. The new decree defuses this mechanism, keeping the requirements for old-age pensions the same as those envisaged for 2018: 42 years and 10 months of contributions for men, 41 years and 10 months for women.

However, at the same time the Government introduces a new waiting window: once the requirements have been met, it will be necessary to wait three months before cashing the first pension check.

Consequently, in the end, the government's reversal is only partial: the expected increase of five months is reduced to three.

EARLY WORKERS

The same overlocker is also envisaged for early workers (those who have paid at least 12 months of contributions before turning 19): the decree abolishes the five-month step for adjusting to life expectancy, but he specifies that "the right to commencement of the pension treatment is obtained after three months from the date of accrual of the requirements". The precocious, therefore, will continue to retire with 41 years of contributions, but will have to wait another three months to cash the first check.

WOMEN'S OPTION

The Women's Option survives also in 2019, which this year will allow female employees born before 31 December 1959 and self-employed workers born before 31 December 1958 to retire. There are two conditions, as always: to be at least 35 years old of contributions and accept that the allowance will be calculated entirely with the contribution system.

The amount of the pension will therefore be lower than what one would receive with an old-age pension or by adhering to the 100 quota. The amount of the reduction varies according to various factors, but according to some estimates it could reach 20-25%.

SOCIAL BEE

Finally, the Ape social is also extended to the whole of 2019, which remains in force with last year's rules.

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