A new pension reform by 2015 which will soften the rules on leaving the world of work, thus responding to the new increases in the retirement age foreseen for the next few years. This is the project being studied by the Ministry of Labor and INPS, which should present their proposals in June. Second Tito Boeri, new president of the social security institute, the crucial novelty will probably be a sort of minimum income for the over 55s who have lost their jobs, have not matured the requirements for a pension and have no other resources. The funds needed to finance the measure should be around one and a half billion euros.
THE PENSIONABLE AGE
Now we come to the certainties. Last week an INPS circular relating to a Treasury decree clarified that from 2016 it will take four more months to retire. The update, required by law, serves to adjust the social security requirements to the average life expectancy. To date, these reviews are held every three years, but from 2019 onwards - as established by the Fornero reform - they will become biennial.
Summing up, it turns out that from next year the requirements for retiring will change as follows:
Old age pension
Men - In addition to at least 20 years of contributions, from 2016 all male workers, both self-employed and public and private employees, will need 66 years and seven months of age (no longer 66 years and four months).
Women - The same requirements will also apply to women employed in the public sector, while for those working in the private sector the increase will be greater: from next year they will be entitled to an old-age pension at 65 years and seven months and from 2018 at 66 years and seven months (today the bar is at 63 years and nine months). For self-employed women, on the other hand, from 2016 it will be 66 years and one month and from 2018 to 66 years and seven months (from the current 64 years and nine months).
Early retirement
Men - Starting in 2016, 42 years and ten months of contributions will be needed to leave work earlier than the rules valid for old-age pensions (today it takes 42 years and six months).
Women - Instead, female workers will need 41 years and ten months of contributions (compared to the 41 years and six months needed today).
DAMIANO'S PROPOSAL
"The connection to life expectancy wanted by the Berlusconi government, if it is not corrected, will lead us in the near future to companies populated by seventy-year-olds, pace of generational turnover", said the chairman of the Labor commission of the Chamber, Cesare Damiano (Pd), first signatory of a bill on flexibility in output which would give the right to a pension at 62 years of age and at least 35 of contributions. The text also provides for a maximum penalty of 8% on the social security allowance for those who leave work at the age of 62: however, the reduction is progressively reduced until it is zeroed for those who choose to retire having reached the age of 66. Finally, a 2% bonus is included in the bill for workers who leave the world of work between the ages of 66 and 70.
Also sindacati they ask to "restore flexible mechanisms in accessing pensions starting from the minimum age of 62 or through the possibility of combining age and contributions", but "without further penalisations which are already inherent in the contribution system", as stated in the "unitary platform" presented last year by CGIL, CISL and UIL.
THE EXODATES
On the government table there is also a new intervention to safeguard exodus workers (it would be the seventh), i.e. workers who have lost their jobs (often after having agreed to leave with the company) but, due to the new rules established since the Fornero reform, they are no longer eligible for retirement. The new safeguard could be included in the next Stability Law.
“We have resolved the situation of about 170 exodus persons, a piece is still missing and the Senate is carrying out a timely check, because even those who are not exodus have become exodus – said Poletti at the beginning of the month -. We have more money than exodus. Almost 12 billion euros have been allocated, probably more than necessary. We can give the savings to those who really need them”.
