An online family budget to keep expenses under control. A new credit card that allows you to choose flexibly what to pay in full and what to pay in instalments. New intuitive and fast ATM devices. Innovative devices for interacting with the bank from home and on the move. These are the new proposals for the customer put in place by Unicredit.
“The path of innovation continues which before the summer, with the 'Subito Banca' initiative, allowed us to bring our multi-channel platform to customers via smartphones and tablets – explains Gabriele Piccini, UniCredit Country Chairman for Italy – Today we make it possible to access the bank also through TV, the most popular medium among Italian families. To all this we have added a new online tool for drawing up the family budget in a simple and clear way and a new flexible and transparent payment system”.
The family budget is a new feature of the Internet banking service that allows you to easily manage your expenses. The bank makes the information it has available to customers, classifying and aggregating expenses by type and displaying them in interactive graphs, which the customer can dynamically modify.
The service also allows you to monitor the trend of expenses over time, compare the categories of expenses, modify them and divide them even adding personal notes. New features will be developed over the next year, such as the ability to set spending budgets, organize notifications when pre-set spending thresholds are reached, or set and manage savings goals.
This process of innovation, which also includes a simpler and more transparent spending control system, includes the launch – from 12 November – of UniCredit Flexia, the new credit card which has the following characteristics: flexibility (the customer independently chooses the and can even pay a single purchase a month in installments even after the actual expense), ease of use (the customer has three channels to activate the installment function for a single purchase: agencies, the call center and the Bank via the Internet ), cost clarity (in the case of installments for single purchases, the installments are fixed and constant, so that the customer is fully aware of the cost before proceeding), security for internet purchases (the new UniCredit Flexia has a dynamic password that is regenerated every 60 seconds).
Furthermore, in continuity with the development and promotion of new digital channels that make the relationship with the bank simple and direct, UniCredit's offer is now enriched by the new BancoSmart, ATMs that are simpler to use thanks to intuitive graphics and touch mode , and faster with withdrawal times reduced by 30%.
