It expands the opportunity for women to go in early retirement at 57 or not? In general attempt to loosen the constraints of the Fornero law and to re-propose more flexible methods for early retirement, the possibility has also made its way in recent days that the "Woman option” may stretch beyond 2015 or even become permanent. This is not the case, even if the women concerned will have more time to decide: theINPS confirmed just today, with a message attached here at the bottom, that "the exercise of the option in question is subject to the condition that the effective date of the pension treatment is within 31 December 2015"; however, the request to opt for the women's option can be exercised until retirement, i.e. up to one month before 31 December 2015, therefore by 30 November next year, for those who have met the requirements within this year .
To understand better, we need to take a step back. The "Women's Option" makes it possible to avoid the tighter links of the Fornero reform on early pensions. In fact, early exit is permitted, on an experimental basis by 31 December 2015, for all female employees aged 57 and for self-employed workers aged 58 who have accumulated at least 35 years of contributions. However, the advance is subject to opting for payment of benefits according to the rules of the contribution system (i.e. based on the contributions actually paid during the working life) and not those of the salary system (70% of the last salary ) which implies, in practice, a cut of at least 25% of the check.
However, the rules on mobile windows that postpone the payment of the social security check by one year affect the entire exit timing. And parliamentary pressure has grown (Pd deputy Marialuisa Gnecchi is a champion) to widen the shirts and make the women's option possible for those who meet the requirements by 2015, so much so that rumors had spread of a possible new circular from the 'Inps more generous.
The circular will not exist, as has been said, also because allowing the use of the women's option for the whole of 2015 would lead to a maximum increase of 6000 pensioners in 2015 with a burden on INPS accounts of around 554 million between 2014 and 2019, which would be followed by savings of 353 million until 2025. A negative balance that the State Accounting Office does not seem willing to concede.
This is why the social security institution has so far confirmed its line: women who intend to retire early can decide to do so by November 30, 2015 provided they have completed the requirements by November 30, 2014 in the case of female employees; dated 31 May 2014 if self-employed and 31 December 2014 if civil servants.
Attachments: Inps message 2-12-2014.pdf
