believe closed the first quarter with a consolidated net profit to 44,9 million, down 17,8%, due to a lower contribution from financial management. THE Loans rose by 4,6% and the collection by 1,2%, while the Roe annualized exceeded 7% and the intermediation margin stood at 287,4 million (-7,3%).
Within the aggregate, the financial leeway reached 122,5 million (+1,3%), while the service margin it amounted to 164,9 million (-12,8%). THE operating costs stood at 183,1 million (-4,5%) and the report cost/income rose from 61,9 to 63,7%.
Il gross operating result amounted to 104,3 million (-11,8%), while the Operating income it dropped to 85,2 million from the previous 105,7 million. L'pre-tax profit it dropped to 66,2 million from 80,8 million at the end of March 2018 (-18,1%). The provisions for risks and charges they amounted to 0,1 million from 3,9 million in the previous year.
With regard to the overall collection from customers, at the end of March stood at 66,885 billion (+1,1%), with the total amounting to 79,132 billion (+1,2%). In particular, direct collection from customers reached 23,626 billion (+6,8%) and the total one to 26,192 billion (+6,4%). Loans to customers grew by 4,6%, while net non-performing loans on net loans amounted to 0,91%. mless
