Improve the supply of credit to businesses and households. According to the survey of Bankitalia on bank lending in the euro area, in fact, "in the first quarter of 2015 the easing of criteria for the offer of loans to businesses and households, mainly benefiting from the greater competitive pressure between banks and the improvement in the liquidity position of intermediaries”.
According to the survey, in the first three months of 2015, "the demand for loans by businesses remained unchanged while that of households increased".
An improvement, that of credit policies (especially as regards the reduction of the margins applied to the average loan) which should lead, again according to Bank of Italy, to a significant increase in the demand for loans in the current quarterboth by businesses and households.
