More and more people are using the internet to manage their bank accounts. From a simple bank transfer to checking your movements, just a few clicks are enough to keep everything under control. However, convenience also entails risks, which Italian banks intend to avoid by investing in security.
In 2018 the institutes have invested over 300 million euros in order to guarantee even more secure digital "transactions" to customers. This can be read in a study by ABI Lab, the research and innovation center for the Bank promoted by ABI. The same amount, according to forecasts, will also be spent in 2019, even if "around half of the responding banks expect an average (between 5 and 15%) or significant (over 15%) increase in spending for the next 12 months,” the report explains.
In addition to the technical implementations, the main Italian banks have promoted awareness campaigns and cross-sector collaborations, as the CERTFin, a public-private cooperative initiative directed by the ABI and the Bank of Italy aimed at increasing the cyber risk management capacity of banking and financial operators.
In general, however, each customer can do his part, respecting 6 simple rules which allow you to protect yourself from fraud and to operate in a simple and secure way. Useful rules not only in dealing with banks, but for everything we do via a computer, tablet or smartphone:
- periodically change the password of email, social networks, internet banking and sites for online purchases;
- open emails only from known addresses;
- access the internet only from your computer;
- install or update the antivirus;
- contain the dissemination of personal information online;
- use different passwords for different sites.
