Vouchers and postal savings books can now also be checked from your mobile phone. L'BancoPosta app, which can be downloaded for free from the App Store or Google Play, adds to its current account management features also those for checking the balance and the list of postal passbook movements. For those who own a Smart Booklet, it becomes possible to subscribe and manage postal savings bonds, associate the IBAN of their bank account with the booklet in order to transfer money. Always on the mobile phone it becomes possible to activate the "Supersmart" offers or even top up one's Postepay card.
This was announced by the Poste group with a press release in which the large numbers of postal collections are also recalled:
Even in the age of the Internet and social networks, postal savings products maintain the characteristics of simplicity and transparency that have enabled them to gain and maintain the trust of Italian savers over the years: the total amount of postal savings is around 323 billion euros, and over 26 million Italians own postal savings bonds or savings books.
The press release also recalls that postal bonds are issued by Cassa Depositi e Prestiti, guaranteed by the Italian State and placed exclusively by Poste Italiane.
Postal bonds have always been a type of savings dedicated to small savers and because they also allow you to invest small sums, both because through the CDP they enjoy the state guarantee, and because they have no issuance, management or reimbursement costs with the exception of tax charges. Finally, no inheritance tax is paid on bonds and taxation on the yield obtained is facilitated as you pay a rate of 12,5%.
The "Smart" version also allows online management and gives the possibility of setting aside all or part of the sums deposited, thus taking advantage of a higher remuneration than the base rate.
