“The old welfare model, largely based on public intervention, is now unsustainable. As insurers we have long affirmed the need for a new system based on cooperation between the public and private sectors”. This is the message launched today by Aldo Minucci, president of Ania, during the last annual meeting of the Association of insurance companies. To create a "rational and efficient" welfare state, Minucci underlined again, "the insurance sector plays an important role in all countries, as it can make a significant contribution to lighten the public budget, favor cost control and encourage risk prevention and assessment".
PENSIONS: URGENT DEVELOPMENT OF SUPPLEMENTARY SOCIAL SECURITY
Among the problems to be tackled, in the first place, pensions: according to the President of ANIA “the development of supplementary pensions remains a priority objective. Today, three out of four workers do not join the system. The participation of young people remains severely limited: only 18% of workers under the age of 35 are enrolled in a form of supplementary pension. The number of those who suspend the payment of contributions is growing”. Minucci proposes, "to provide fiscal incentives for accumulation", to "allow greater flexibility of tax-free payments" and "provide for the deductibility of payments by parents or grandparents in favor of children or grandchildren".
HEALTHCARE: INSURANCE COULD CREATE A NEW MODEL
As for healthcare, the President of the Association underlined the difficulties of a public service that "doesn't seem capable of satisfying the increased demand for services". As a result, citizens are increasingly turning to the private sector, "with clear disparities between those who have financial resources and those who don't". Minucci remarked how insurance companies can "offer an important contribution to the organization of a complementary, efficient and mutualistic healthcare model".
RC AUTO: HOW TO LOWER THE PRICES
Finally, the RC car. The number one of ANIA guaranteed that the insurance companies are "ready to reduce prices as part of a joint action that attacks the root of those structural components that keep the number of claims high". However, everything will have to happen "in a framework of coherent collaboration between the public and private sectors that promotes responsibility and encourages prevention".
