Money may not even bring happiness. But certainly the fact of knowing them handle well it can be one of the factors of serenity within the couple, in addition to the fact that it can make more attractive. This is what emerges from a study on financial wellbeing, conducted by Moneyfarm, an international medium to long-term digital investment company, together with Dectech, a company specializing in behavioral studies born at Warwick University and from a survey in which 1.650 Italian adults were contacted.
“Financial well-being does not derive exclusively from the size of the wealth one owns: it is the way in which it is managed that makes the difference” he says Vincent Cuscito, Senior Investment Consultant of Moneyfarm.
Those who know how to manage their money well are more attractive
The investigation revealed that one out of three Italians (33%) believe the ability to responsibly manage finances is the most attractive feature in a partner, more important than his appearance and his personality, while 32% do not even contemplate the idea of dating a partner who does not have the accounts in order.
In the more affluent range of the population interviewed there are higher expectations towards the partner, but also greater distrust. 54% of the so-called high affluence segment (with an annual income of more than 50.000 euros), expect their partner to provide for the maintenance of the couple (50% in the low affluence segment) but, conversely, only 14% say they really trust how the partner manages the money (21% in the low affluence range) and 32% prefer that the assets remain separate (25% in the low affluence range).
Can relationships break because of money?
25% of Italians interviewed admitted to having broken off a relationship as a result of anxiety, stress or worries caused by managing finances at least once in their life.
Among those who claim to have left for money problems own (5%) or partner (8%) and those who declare instead of having been left due to money problems of their own (7%) or partner (5%), it is clear that financial vicissitudes are not irrelevant in a sentimental relationship.
While it doesn't necessarily lead to extreme consequences, it does financial stress in the last year, however, it had a negative impact on 19% of Italian couples, in particular on those in the low affluence segment (23% vs 12% high affluence), it led 23% to ask for a loan from partners, friends and family and it was the source of real disputes for 22% of the sample.
If we then move on to consider the most important medium-long term choices of a couple, such as that of build a family, the survey shows that 19% of respondents say they have postponed or shelved the idea of having children due to financial issues.
