Genertel, the direct company of the General group, launched the “Genertel Savings Plan", a new multi-branch whole life insurance solution with recurring premiums and the possibility of additional payments, designed to support customers in gradual construction of capital, enhancing savings over time.
GenerteI: Details of the new plan
The new savings plan is born in a context where Italians are becoming increasingly concerned about managing their financial resources. While the need for security is increasing, the ability to set aside savings is diminishing: according to an analysis by the company based on Fabi data, in 2025 only 41% of Italian families managed to put aside resources, compared to 46% the previous year, while over 1.110 billion euros remain in liquidity in current accounts and bank deposits.
With the “Genertel Savings Plan”, the company aims to offer a flexible and customizable tool which allows you to plan an accumulation path through periodic payments, with a duration up to 20 years and the possibility of making additional payments at any time. The solution combines the stability of the Separate Management with the opportunities offered by the Internal Fund, allowing customers to choose the investment profile more consistent with your needs thanks to three different lines: Prudent, Moderate and Dynamic. There is also the possibility of suspend and subsequently reactivate payments, adapting the plan to the evolution of personal and family needs. Finally, the plan includes an optional guarantee which provides for a insurance benefit in case of permanent disability resulting from injury, thus integrating a protection component into the savings path.
Giacomo Trovato, CEO and General Manager of Genertel, commented: "People's needs are evolving, and today more than ever, there's a need for tools that help them plan for the future simply, gradually, and consciously. With the Genertel Savings Plan, we offer a solution that allows you to build capital over time for your projects, combining investment opportunities, customization, and protection. Our goal is to support customers in their long-term financial decisions, offering concrete solutions to their needs for security and savings enhancement."
