How can we channel the resources of managed savings into the real economy, in this period in which they are needed more than ever? A solution is offered by Banca Generali through BG4Real, the e solutions program investment instruments oriented towards the real economy through dedicated services that allow, among other things, to further expand the horizons of diversification (another watchword in the investment field). The BG4Real project expresses the will of the winged lion bank to contribute to the "country system", an objective for which Banca Generali is structuring a real Ecosystem, or a network of relationships aimed at exchanging information and sharing experiences.
BG4Real, explained the managing director Gian Maria Mossa, in an online conference, represents a real bridge between the needs of families of seeking long-term value and the growing demand for credit and private capital from firms and the economic system. The transaction is part of Banca Generali's innovative business model, which offers a complete range of advisory and wealth management services that are able to start from risk management for the customer, analyze the value of the assets assets related to the corporate sphere, structure an ad hoc consultancy on the needs of the company or accompany its dynamics.
All this will happen through an open platform, qualified partnerships and innovation in investment solutions. In this sense, for example, the new instruments created by the Sgr 8A+ Investimenti are inserted, which will contribute a solid infrastructure to this initiative, with the aim of expanding the range of investments on offer unrelated to public market volatility risks, offering the prospect of returns in the medium-long term as opposed to the effects on the various asset-classes of a prolonged period of zero interest rates and with an adequate balance of risks.
“Our new investment solutions – commented Mossa -, built thanks also to the important support as anchor investor of the parent company Generali which has chosen to support these instruments in favor of the country and the economy, aim to open a new path for small and medium-sized Italian companies hit hard by the crisis and to support recovery projects in Europe. The distortions caused by a prolonged period of zero interest rates calls for prudence by extending the spectrum of diversification also to those asset-classes linked to the economy which typically have a medium-long term horizon and which today present an interesting risk-return ratio”.
"The experience - continued the CEO of Banca Generali - that we have built up in the analysis of credit and securitisations in favor of the country-system and the skills of our open-multimanager architecture model has guided us in the analysis of industrial partnerships to finalize the initiatives. With the new investment tools, the bridge of services and solutions that unites our asset advisory for households and businesses with opportunities in favor of the real economy is strengthened. Our challenge is to create value for sustainable growth involving customers, the community and the country".
In particular, from today, Friday 19 June, the distribution of a new FIA (Alternative Investment Fund) dedicated to innovative Italian and European SMEs will start, aimed at private customers with minimum investment of 100 thousand euros. The fund is made up of 70% of debt strategies, including senior secured loans of European companies and loans secured by first mortgages on real estate projects selected with sustainability criteria and for the remaining 30% in equity investments of innovative SMEs, selected thanks to collaborations with leading international venture capital companies and Italian and European research centres.
Detailed information relating to the characteristics and risks of the AIF is contained in the management regulation. In addition to the above, Banca Generali is evaluating the extension of the range of products distributed to Eltifs (European Long Term Investments Fund), medium-long term alternative funds that also comply with the requirements of the “Rilancia Italia” Decree, with minimum investments accessible to affluent and private customers.
